Kotak Savings Fund -Monthly Payout Of Income Distribution Cum Capital Withdrawal Option
Expense Ratio: 0.82
Risk: Low to Moderate
Debt Scheme - Ultra Short Duration Fund
Plan: Regular
Benchmark: NIFTY Ultra Short Duration Debt Index A-I
Inception: 07-10-2008
Exit Load: Nil
Fund Size:₹16,950.13 Cr
Performance
1Y
Fund-0.62%
Cat. Avg.5.78%
2Y
Fund-0.32%
Cat. Avg.6.55%
3Y
Fund-0.03%
Cat. Avg.6.65%
5Y
Fund-0.01%
Cat. Avg.5.95%
10Y
Fund0.58%
Cat. Avg.6.04%
SI
Fund0.32%
Cat. Avg.11.51%
Fund Facts
Std Dev
0.38%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT() | 1208.33 | 8.06% |
| 2 | SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 696.28 | 4.65% |
| 3 | AXIS BANK LTD.() | 662.09 | 4.42% |
| 4 | BANK OF BARODA() | 564.97 | 3.77% |
| 5 | HDFC BANK LTD. | 522.66 | 3.49% |
| 6 | Tamil Nadu State Govt - 2029 - Tamil Nadu() | 446.17 | 2.98% |
| 7 | MANKIND PHARMA LTD() | 426.05 | 2.84% |
| 8 | INDUSIND BANK LTD. | 378.48 | 2.52% |
| 9 | SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA() | 374.70 | 2.50% |
| 10 | MUTHOOT FINANCE LTD. | 351.33 | 2.34% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59738 | -0.4% | -0.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.19 L. | -0.5% | -0.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.79 L. | -0.5% | -0.3% |
| 5Y | 09 Aug, 21 | 3 L. | 2.99 L. | -0.4% | -0.2% |
| 10Y | 08 Aug, 16 | 6 L. | 6.08 L. | +1.3% | +0.3% |
| SI | 07 Apr, 06 | 12.20 L. | 12.65 L. | +3.7% | +0.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 14 Jul, 25 | 1 L. | 99377 | -0.6% | -0.6% |
| 2Y | 15 Jul, 24 | 1 L. | 99906 | -0.1% | -0.0% |
| 3Y | 14 Jul, 23 | 1 L. | 99914 | -0.1% | -0.0% |
| 5Y | 14 Jul, 21 | 1 L. | 99938 | -0.1% | -0.0% |
| 10Y | 14 Jul, 16 | 1 L. | 1.06 L. | +6.0% | +0.6% |
| SI | 03 Apr, 06 | 1 L. | 1.07 L. | +6.7% | +0.3% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.