DSP Savings Fund - Regular Plan - IDCW - Monthly
Expense Ratio: 0.38
Risk: Low to Moderate
Debt Scheme - Money Market Fund
Plan: Regular
Benchmark: CRISIL Money Market A-I Index
Inception: 20-09-1999
Exit Load: Nil
Fund Size:₹8,850.96 Cr
Performance
1Y
Fund0.37%
Cat. Avg.5.94%
2Y
Fund0.49%
Cat. Avg.6.88%
3Y
Fund0.51%
Cat. Avg.6.96%
5Y
Fund0.45%
Cat. Avg.6.18%
10Y
Fund0.44%
Cat. Avg.6.32%
SI
Fund0.48%
Cat. Avg.14.49%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | National Bank for Agriculture and Rural Development | 818.93 | 9.15% |
| 2 | Small Industries Development Bank of India | 779.07 | 8.71% |
| 3 | HDFC Bank Limited | 757.31 | 8.46% |
| 4 | Canara Bank | 704.58 | 7.87% |
| 5 | Bank of Baroda | 690.15 | 7.71% |
| 6 | 364 DAYS T-BILL 2027 | 614.20 | 6.86% |
| 7 | Punjab National Bank | 586.33 | 6.55% |
| 8 | TREPS / Reverse Repo Investments | 455.78 | 5.09% |
| 9 | Panatone Finvest Limited | 282.93 | 3.16% |
| 10 | Indian Bank | 236.87 | 2.65% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60227 | +0.4% | +0.8% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.21 L. | +0.6% | +0.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.82 L. | +0.9% | +0.6% |
| 5Y | 09 Aug, 21 | 3 L. | 3.04 L. | +1.4% | +0.6% |
| 10Y | 08 Aug, 16 | 6 L. | 6.14 L. | +2.4% | +0.5% |
| SI | 07 Apr, 06 | 12.20 L. | 12.84 L. | +5.2% | +0.5% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 17 Jul, 25 | 1 L. | 1.00 L. | +0.4% | +0.4% |
| 2Y | 18 Jul, 24 | 1 L. | 1.01 L. | +0.9% | +0.5% |
| 3Y | 17 Jul, 23 | 1 L. | 1.02 L. | +1.5% | +0.5% |
| 5Y | 19 Jul, 21 | 1 L. | 1.02 L. | +2.2% | +0.4% |
| 10Y | 18 Jul, 16 | 1 L. | 1.04 L. | +4.5% | +0.4% |
| SI | 03 Apr, 06 | 1 L. | 1.10 L. | +10.1% | +0.5% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.