Financial Goal Planner

Plan for your life's biggest milestones—from buying a home to your child's education or a dream vacation. Our goal planner helps you calculate exactly how much you need to save to reach your target on time.

Goal Planner

Find the best investment path to reach your financial target.

Target Goal Amount (Today's Cost)

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

What is your Goal Amount as per today's value?

Years to Achieve Goal

Max: 40 Years

Years

Expected Inflation

Max: 20%

Current Savings (Lumpsum)

HNI/UHNI? Enter manually (Max: ₹100 Cr)

₹

Money already invested for this goal.

Expected Return (CAGR)

Max: 30%

Preferred Step-Up (%)

Max: 25%

Increase SIP yearly to reduce starting amount.

Required Monthly SIP

₹57,971

To achieve ₹1.00Cr Goal Amount or ₹2.76Cr amount with current inflation* 7% for 15 Years

You require a monthly SIP of ₹57,971

Alternative Strategies

Step-Up SIP (10%)₹33,343Start lower

Regular SIP₹57,971

One-Time Inv.₹50,40,647Invest Today

Savings Growth

₹0

Gap to Fill

₹2.76Cr

Reality Check: To afford a goal costing ₹1.00Cr today, you will actually need ₹2.76Cr in 15 years at 7% inflation.

Why goal-based investing?

Investing without a goal is like running a race without a finish line. When you attach a name to your investment (e.g., "Retirement Fund"), you are much more likely to stay disciplined during market volatility. Our planner takes into account the current cost, inflation, and the time remaining to give you a realistic saving target.

Pro Tip: account for Inflation

Always use an inflation rate (usually 6-7% for India) when planning for long-term goals. A ₹50 Lakh education cost today will be over ₹1.5 Crore in 15 years. Planning for today's costs is the most common mistake in goal planning.