Loans & Insurance

Property Insurance

Estimate the premium to protect your home or business structure against natural calamities, fires, and theft.

Property Insurance Calculator

Estimate insurance premium to protect your home or business.

HNI/UHNI? Enter manually (Max: ₹10 Cr)
Yrs
Max: 50 Yrs
Yrs
Max: 15 Yrs
Avg. Annual Cost

₹1.89 K/yr

Protecting your ₹50.00 L property costs less than a coffee a day! This premium secures you against fire, earthquake, and natural calamities.
Total Premium
₹18.88 K
Cover Value
₹50.00 L
Base Rate / 10000.40
Discount (Tenure)₹4.00 K
GST (18%)₹2.88 K
Total (10 Yrs)₹18.88 K

Why Insure Your Property?

For most people, a home or commercial property represents their single largest financial asset. A natural disaster, fire, or severe structural damage can result in crippling financial loss. Property insurance is incredibly inexpensive compared to the massive value of the asset it protects, acting as a critical safety net for your net worth.

Pro Tip: Structure vs. Content Cover

A standard fire insurance policy only covers the physical structure of the building. To protect your valuable electronics, furniture, and appliances, make sure to explicitly add "Content Cover" to your policy. Furthermore, taking a long-term policy (e.g., 10 years) upfront locks in your premium and often provides a hefty 10-20% discount.

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