Motor Insurance Premium
Estimate your vehicle insurance premium and discover how our SIP offset strategy can effectively make driving cost-free.
Motor Insurance Calculator
Estimate your vehicle insurance premium and potential savings.
₹22.63 K/yr
Comprehensive vs. Third-Party
While third-party insurance is legally mandatory and only covers damage you cause to others, a comprehensive policy includes "Own Damage" (OD) cover to protect your own vehicle against accidents, theft, fire, and natural disasters. Given the high cost of vehicle repairs today, comprehensive insurance is highly recommended.
Pro Tip: The Zero-Depreciation Add-on
Always opt for a "Zero-Dep" or "Bumper-to-Bumper" add-on for cars less than 5 years old. Without it, standard comprehensive insurance factors in depreciation, meaning you might only get 50% of the replacement cost for plastic/glass parts in a claim. Zero-Dep ensures you get the full claim amount without out-of-pocket deductions.