NPS Calculator

Plan your pension and tax savings with the National Pension System (NPS). See how much corpus you can build and your projected monthly pension after retirement.

NPS & Retirement Planner

Plan your pension and tax savings with the National Pension System.

Tier 1 (Tax Saver)Tier 2 (Liquid)

Monthly Contribution

₹

HNI/UHNI? Enter manually (Max: ₹10 Cr)

Current Age

Yrs

Max: 59 Yrs

Retirement Age

Yrs

Max: 75 Yrs

Returns & Annuity

Exp. Return (ROI)

Historical equity-heavy NPS funds have delivered 10-12%.

Max: 15%

Annuity Rate

Interest rate provided by insurers on the pension corpus.

Max: 9%

Projected Corpus

₹1.04 Cr

After investing ₹18.00 L over 30 years

Invested

₹18.00 L

Gained

₹85.96 L

Pension / Mo.₹20.79 K

Lumpsum (Tax Free)₹62.38 L

Tax Saved / Yr₹15.60 K

Invested Yrs30 Years

What is the NPS?

The National Pension System (NPS) is a voluntary, long-term retirement savings scheme designed to enable systematic savings during the subscriber's working life.

Pro Tip: Tax Efficiency

NPS Tier 1 offers an exclusive additional tax deduction of ₹50,000 under Section 80CCD(1B), over and above the ₹1.5 Lakh limit of Section 80C.