SIP Calculator

Visualize how small monthly investments grow over time.

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Years
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Beat inflation and compound wealth faster with an annual step-up.

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Future Value

₹23.80L

With SIP Amount ₹5,000
Total Invested
₹9.00L
Total Profit
₹14.80L
SIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.

What is SIP and how does it work?

A Systematic Investment Plan (SIP) allows you to invest a fixed amount in a mutual fund scheme periodically (monthly, quarterly, etc.). It helps in **Rupee Cost Averaging**—you buy more units when the market is down and fewer when it's up, effectively lowering your average cost of investment over time.

Pro Tip: Step-up your SIP

Even a small 10% annual increase in your SIP amount can result in a much larger corpus at the end of your investment tenure. This helps your investments keep pace with your rising income and inflation.

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