UTI - Unit Linked Insurance Plan
Expense Ratio: 1.64
Risk: High
Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Plan: Regular
Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Inception: 01-02-2003
Exit Load: Nil
Fund Size:₹5,223.77 Cr
Performance
1Y
Fund0.77%
Cat. Avg.1.28%
2Y
Fund4.70%
Cat. Avg.2.68%
3Y
Fund7.45%
Cat. Avg.9.86%
5Y
Fund6.66%
Cat. Avg.9.00%
10Y
Fund7.32%
Cat. Avg.10.19%
SI
Fund5.18%
Cat. Avg.8.60%
Fund Facts
Manager(s)
Mr. Ajay Tyagi
Beta
0.12
Std Dev
4.80%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 07.18% GSEC MAT -24/07/2037 | 399.18 | 8.38% |
| 2 | 07.32% GSEC MAT -13/11/2030 | 203.25 | 4.27% |
| 3 | NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | 198.51 | 4.17% |
| 4 | 6.68% GSEC MAT- 07/07/2040 | 186.72 | 3.92% |
| 5 | EQ - ICICI BANK LTD | 129.63 | 2.72% |
| 6 | 7.24% GSEC MAT- 18/08/2055 | 127.09 | 2.67% |
| 7 | NCD POWER FINANCE CORPORATION LTD. | 126.71 | 2.66% |
| 8 | NCD HDFC BANK LTD. | 121.27 | 2.55% |
| 9 | EQ - BAJAJ FINANCE LTD. | 117.83 | 2.47% |
| 10 | NET CURRENT ASSETS | 113.04 | 2.37% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61317 | +2.2% | +4.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.24 L. | +3.7% | +3.7% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.95 L. | +8.6% | +5.6% |
| 5Y | 09 Aug, 21 | 3 L. | 3.53 L. | +17.6% | +6.6% |
| 10Y | 08 Aug, 16 | 6 L. | 8.70 L. | +45.0% | +7.3% |
| SI | 07 Apr, 06 | 12.20 L. | 24.31 L. | +99.2% | +6.3% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 15 Jul, 25 | 1 L. | 1.01 L. | +0.8% | +0.8% |
| 2Y | 15 Jul, 24 | 1 L. | 1.10 L. | +9.6% | +4.7% |
| 3Y | 17 Jul, 23 | 1 L. | 1.24 L. | +23.8% | +7.4% |
| 5Y | 15 Jul, 21 | 1 L. | 1.38 L. | +38.0% | +6.7% |
| 10Y | 15 Jul, 16 | 1 L. | 2.03 L. | +102.7% | +7.3% |
| SI | 03 Apr, 06 | 1 L. | 2.79 L. | +178.9% | +5.2% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.