Aditya Birla Sun Life Savings Fund-Retail Growth
Expense Ratio: 0.59
Risk: Moderate
Debt Scheme - Ultra Short Duration Fund
Plan: Regular
Benchmark: NIFTY Ultra Short Duration Debt Index A-I
Inception: 19-11-2001
Exit Load: Nil
Fund Size:₹23,900.74 Cr
Performance
1Y
Fund6.20%
Cat. Avg.5.81%
2Y
Fund7.15%
Cat. Avg.6.54%
3Y
Fund7.24%
Cat. Avg.6.67%
5Y
Fund6.40%
Cat. Avg.5.96%
10Y
Fund6.90%
Cat. Avg.6.04%
SI
Fund20.50%
Cat. Avg.11.51%
Fund Facts
Manager(s)
Monika Gandhi
Beta
1.12
Std Dev
0.34%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | National Bank For Agriculture and Rural Development (18/03/2027) | 747.89 | 3.87% |
| 2 | IndusInd Bank Limited (14/12/2026) | 711.55 | 3.68% |
| 3 | Punjab National Bank (18/03/2027) | 654.23 | 3.38% |
| 4 | 8.857% Shriram Finance Ltd (02/09/2027) | 607.11 | 3.14% |
| 5 | Tata Teleservices Maharashtra Limited (17/11/2026) | 571.90 | 2.96% |
| 6 | 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | 489.03 | 2.53% |
| 7 | Small Industries Development Bank of India (10/11/2026) | 478.79 | 2.47% |
| 8 | Tata Teleservices Maharashtra Limited (09/06/2026) | 409.06 | 2.11% |
| 9 | 7.30% Bharti Telecom Limited (01/12/2027) | 395.59 | 2.04% |
| 10 | Net Receivables / (Payables) | 395.04 | 2.04% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Jul, 25 | 60000 | 61780 | +3.0% | +6.1% |
| 2Y | 08 Jul, 24 | 1.20 L. | 1.28 L. | +6.7% | +6.7% |
| 3Y | 07 Jul, 23 | 1.80 L. | 2.00 L. | +10.8% | +7.0% |
| 5Y | 07 Jul, 21 | 3 L. | 3.56 L. | +18.7% | +6.9% |
| 10Y | 07 Jul, 16 | 6 L. | 8.42 L. | +40.3% | +6.6% |
| SI | 07 Apr, 06 | 12.15 L. | 133.96 L. | +1002.5% | +20.3% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 19 Jun, 25 | 1 L. | 1.06 L. | +6.2% | +6.2% |
| 2Y | 19 Jun, 24 | 1 L. | 1.15 L. | +14.8% | +7.2% |
| 3Y | 19 Jun, 23 | 1 L. | 1.23 L. | +23.3% | +7.2% |
| 5Y | 21 Jun, 21 | 1 L. | 1.36 L. | +36.3% | +6.4% |
| 10Y | 20 Jun, 16 | 1 L. | 1.95 L. | +94.8% | +6.9% |
| SI | 03 Apr, 06 | 1 L. | 43.43 L. | +4243.0% | +20.5% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.