DSP Regular Savings Fund - Regular Plan - IDCW - Monthly
Expense Ratio: 1.18
Risk: Moderately High
Hybrid Scheme - Conservative Hybrid Fund
Plan: Regular
Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Inception: 27-04-2004
Exit Load: Nil
Fund Size:₹183.92 Cr
Performance
1Y
Fund-6.04%
Cat. Avg.0.78%
2Y
Fund-4.20%
Cat. Avg.2.96%
3Y
Fund-0.60%
Cat. Avg.6.72%
5Y
Fund-1.68%
Cat. Avg.6.05%
10Y
Fund-1.58%
Cat. Avg.6.67%
SI
Fund0.00%
Cat. Avg.8.04%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.32% GOI 2030 | 20.88 | 11.64% |
| 2 | 8.51% GOI FRB 2033 | 15.89 | 8.86% |
| 3 | 7.03% Maharashtra SDL 2038 | 14.47 | 8.06% |
| 4 | 7.06% GOI 2028 | 10.34 | 5.76% |
| 5 | HDFC Bank Limited | 10.16 | 5.66% |
| 6 | 6.48% GOI 2035 | 9.96 | 5.55% |
| 7 | Small Industries Development Bank of India | 9.61 | 5.36% |
| 8 | IDFC First Bank Limited | 9.59 | 5.35% |
| 9 | TREPS / Reverse Repo Investments | 8.36 | 4.66% |
| 10 | Muthoot Finance Limited | 7.63 | 4.25% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 58141 | -3.1% | -6.4% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.14 L. | -4.8% | -4.9% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.71 L. | -5.0% | -3.4% |
| 5Y | 08 Nov, 21 | 3 L. | 2.88 L. | -3.9% | -1.6% |
| 10Y | 07 Nov, 16 | 6 L. | 5.71 L. | -4.9% | -1.0% |
| SI | 07 Apr, 06 | 12.35 L. | 11.82 L. | -4.3% | -0.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 93958 | -6.0% | -6.0% |
| 2Y | 16 Oct, 24 | 1 L. | 91779 | -8.2% | -4.2% |
| 3Y | 16 Oct, 23 | 1 L. | 98217 | -1.8% | -0.6% |
| 5Y | 18 Oct, 21 | 1 L. | 91946 | -8.1% | -1.7% |
| 10Y | 17 Oct, 16 | 1 L. | 85350 | -14.6% | -1.6% |
| SI | 03 Apr, 06 | 1 L. | 99918 | -0.1% | -0.0% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.