DSP Regular Savings Fund - Regular Plan - IDCW - Monthly
Expense Ratio: 1.18
Risk: Moderately High
Hybrid Scheme - Conservative Hybrid Fund
Plan: Regular
Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Inception: 27-04-2004
Exit Load: Nil
Fund Size:₹183.92 Cr
Performance
1Y
Fund-4.54%
Cat. Avg.2.94%
2Y
Fund-2.23%
Cat. Avg.4.96%
3Y
Fund0.22%
Cat. Avg.7.69%
5Y
Fund-1.02%
Cat. Avg.7.34%
10Y
Fund-0.88%
Cat. Avg.7.28%
SI
Fund0.15%
Cat. Avg.8.28%
Fund Facts
Beta
0.32
Std Dev
4.16%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.32% GOI 2030 | 20.88 | 11.64% |
| 2 | 8.51% GOI FRB 2033 | 15.89 | 8.86% |
| 3 | 7.03% Maharashtra SDL 2038 | 14.47 | 8.06% |
| 4 | 7.06% GOI 2028 | 10.34 | 5.76% |
| 5 | HDFC Bank Limited | 10.16 | 5.66% |
| 6 | 6.48% GOI 2035 | 9.96 | 5.55% |
| 7 | Small Industries Development Bank of India | 9.61 | 5.36% |
| 8 | IDFC First Bank Limited | 9.59 | 5.35% |
| 9 | TREPS / Reverse Repo Investments | 8.36 | 4.66% |
| 10 | Muthoot Finance Limited | 7.63 | 4.25% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59243 | -1.3% | -2.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.17 L. | -2.6% | -2.7% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.76 L. | -2.1% | -1.4% |
| 5Y | 09 Aug, 21 | 3 L. | 2.96 L. | -1.2% | -0.5% |
| 10Y | 08 Aug, 16 | 6 L. | 5.87 L. | -2.2% | -0.5% |
| SI | 07 Apr, 06 | 12.20 L. | 12.04 L. | -1.3% | -0.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 17 Jul, 25 | 1 L. | 95464 | -4.5% | -4.5% |
| 2Y | 18 Jul, 24 | 1 L. | 95463 | -4.5% | -2.3% |
| 3Y | 17 Jul, 23 | 1 L. | 1.01 L. | +0.7% | +0.2% |
| 5Y | 19 Jul, 21 | 1 L. | 95103 | -4.9% | -1.0% |
| 10Y | 18 Jul, 16 | 1 L. | 91590 | -8.4% | -0.9% |
| SI | 03 Apr, 06 | 1 L. | 1.03 L. | +3.0% | +0.1% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.