LIC MF Banking & Psu Fund-Regular Plan-Daily IDCW
Expense Ratio: 0.78
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 28-05-2007
Exit Load: Nil
Fund Size:₹1,870.44 Cr
Performance
1Y
Fund4.43%
Cat. Avg.5.01%
2Y
Fund3.95%
Cat. Avg.6.94%
3Y
Fund2.67%
Cat. Avg.6.94%
5Y
Fund1.96%
Cat. Avg.6.05%
10Y
Fund1.55%
Cat. Avg.6.84%
SI
Fund0.86%
Cat. Avg.7.80%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd. | 120.64 | 6.55% |
| 2 | 8.37% National Highways Authority of India | 104.01 | 5.64% |
| 3 | Canara Bank | 94.38 | 5.12% |
| 4 | Punjab National Bank | 94.20 | 5.11% |
| 5 | Kotak Mahindra Bank Ltd. | 71.52 | 3.88% |
| 6 | 8.09% NLC India Ltd. | 65.08 | 3.53% |
| 7 | Treps | 63.18 | 3.43% |
| 8 | 7.34% Small Industries Development Bk of India | 56.78 | 3.08% |
| 9 | 7.37% Indian Railway Finance Corporation Ltd. | 53.35 | 2.90% |
| 10 | 7.59% National Housing Bank | 53.28 | 2.89% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61554 | +2.6% | +5.5% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.25 L. | +4.1% | +4.2% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.90 L. | +5.5% | +3.6% |
| 5Y | 09 Aug, 21 | 3 L. | 3.21 L. | +6.9% | +2.7% |
| 10Y | 08 Aug, 16 | 6 L. | 6.65 L. | +10.9% | +2.1% |
| SI | 07 Jun, 07 | 11.50 L. | 13.11 L. | +14.0% | +1.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.04 L. | +4.4% | +4.4% |
| 2Y | 16 Jul, 24 | 1 L. | 1.08 L. | +8.1% | +4.0% |
| 3Y | 17 Jul, 23 | 1 L. | 1.08 L. | +8.2% | +2.7% |
| 5Y | 16 Jul, 21 | 1 L. | 1.10 L. | +10.2% | +2.0% |
| 10Y | 18 Jul, 16 | 1 L. | 1.17 L. | +16.7% | +1.6% |
| SI | 31 May, 07 | 1 L. | 1.18 L. | +17.8% | +0.9% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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%
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%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.