Aditya Birla Sun Life Savings Fund-Retail - Daily IDCW
Expense Ratio: 0.59
Risk: Moderate
Debt Scheme - Ultra Short Duration Fund
Plan: Regular
Benchmark: NIFTY Ultra Short Duration Debt Index A-I
Inception: 19-11-2001
Exit Load: Nil
Fund Size:₹23,900.74 Cr
Performance
1Y
Fund-0.23%
Cat. Avg.5.81%
2Y
Fund0.03%
Cat. Avg.6.54%
3Y
Fund0.09%
Cat. Avg.6.67%
5Y
Fund-0.04%
Cat. Avg.5.96%
10Y
Fund0.00%
Cat. Avg.6.04%
SI
Fund13.66%
Cat. Avg.11.51%
Fund Facts
Manager(s)
Monika Gandhi
Beta
1.12
Std Dev
0.34%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | National Bank For Agriculture and Rural Development (18/03/2027) | 747.89 | 3.87% |
| 2 | IndusInd Bank Limited (14/12/2026) | 711.55 | 3.68% |
| 3 | Punjab National Bank (18/03/2027) | 654.23 | 3.38% |
| 4 | 8.857% Shriram Finance Ltd (02/09/2027) | 607.11 | 3.14% |
| 5 | Tata Teleservices Maharashtra Limited (17/11/2026) | 571.90 | 2.96% |
| 6 | 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | 489.03 | 2.53% |
| 7 | Small Industries Development Bank of India (10/11/2026) | 478.79 | 2.47% |
| 8 | Tata Teleservices Maharashtra Limited (09/06/2026) | 409.06 | 2.11% |
| 9 | 7.30% Bharti Telecom Limited (01/12/2027) | 395.59 | 2.04% |
| 10 | Net Receivables / (Payables) | 395.04 | 2.04% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Jul, 25 | 60000 | 59892 | -0.2% | -0.4% |
| 2Y | 08 Jul, 24 | 1.20 L. | 1.20 L. | -0.1% | -0.1% |
| 3Y | 07 Jul, 23 | 1.80 L. | 1.80 L. | +0.0% | +0.0% |
| 5Y | 07 Jul, 21 | 3 L. | 3.00 L. | +0.1% | +0.0% |
| 10Y | 07 Jul, 16 | 6 L. | 6.00 L. | +0.0% | +0.0% |
| SI | 07 Jul, 08 | 10.80 L. | 28.41 L. | +163.0% | +9.9% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 19 Jun, 25 | 1 L. | 99769 | -0.2% | -0.2% |
| 2Y | 19 Jun, 24 | 1 L. | 1.00 L. | +0.1% | +0.0% |
| 3Y | 19 Jun, 23 | 1 L. | 1.00 L. | +0.3% | +0.1% |
| 5Y | 21 Jun, 21 | 1 L. | 99804 | -0.2% | -0.0% |
| 10Y | 20 Jun, 16 | 1 L. | 1.00 L. | +0.0% | +0.0% |
| SI | 19 Jun, 08 | 1 L. | 10.03 L. | +903.1% | +13.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.