ICICI Prudential Banking and Financial Services Fund - IDCW
Expense Ratio: 1.79
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 09-07-2008
Exit Load: Nil
Fund Size:₹11,154.82 Cr
Performance
1Y
Fund-19.53%
Cat. Avg.N/A
2Y
Fund-13.26%
Cat. Avg.N/A
3Y
Fund-8.23%
Cat. Avg.N/A
5Y
Fund-6.76%
Cat. Avg.N/A
10Y
Fund-1.86%
Cat. Avg.N/A
SI
Fund5.33%
Cat. Avg.N/A
Fund Facts
Beta
0.85
Std Dev
10.87%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd. | 1477.29 | 15.85% |
| 2 | ICICI Bank Ltd. | 1337.90 | 14.35% |
| 3 | Axis Bank Ltd. | 873.14 | 9.37% |
| 4 | Kotak Mahindra Bank Ltd. | 563.93 | 6.05% |
| 5 | SBI Life Insurance Company Ltd. | 477.36 | 5.12% |
| 6 | State Bank Of India | 429.46 | 4.61% |
| 7 | LIC Housing Finance Ltd. | 336.76 | 3.61% |
| 8 | HDFC Life Insurance Company Ltd. | 309.57 | 3.32% |
| 9 | SBI Cards & Payment Services Ltd. | 304.97 | 3.27% |
| 10 | ICICI Lombard General Insurance Company Ltd. | 304.84 | 3.27% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 54226 | -9.6% | -19.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.02 L. | -15.1% | -15.9% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.48 L. | -17.6% | -12.7% |
| 5Y | 09 Aug, 21 | 3 L. | 2.40 L. | -20.0% | -9.0% |
| 10Y | 08 Aug, 16 | 6 L. | 4.75 L. | -20.8% | -4.8% |
| SI | 08 Sep, 08 | 10.75 L. | 11.94 L. | +11.0% | +1.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 14 Jul, 25 | 1 L. | 80475 | -19.5% | -19.5% |
| 2Y | 15 Jul, 24 | 1 L. | 75015 | -25.0% | -13.4% |
| 3Y | 14 Jul, 23 | 1 L. | 77295 | -22.7% | -8.2% |
| 5Y | 14 Jul, 21 | 1 L. | 70482 | -29.5% | -6.8% |
| 10Y | 14 Jul, 16 | 1 L. | 82861 | -17.1% | -1.9% |
| SI | 25 Aug, 08 | 1 L. | 2.53 L. | +153.3% | +5.3% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.