Bank Of India ELSS Tax Saver -Regular Plan-IDCW
Expense Ratio: 2.09
Risk: Very High
Equity Scheme - ELSS
Plan: Regular
Benchmark: BSE 500 TRI
Inception: 12-12-2008
Exit Load: Nil
Fund Size:₹1,397.89 Cr
Performance
1Y
Fund0.41%
Cat. Avg.-1.29%
2Y
Fund-3.59%
Cat. Avg.-0.12%
3Y
Fund14.16%
Cat. Avg.12.15%
5Y
Fund10.71%
Cat. Avg.11.60%
10Y
Fund7.19%
Cat. Avg.13.59%
SI
Fund7.07%
Cat. Avg.12.74%
Fund Facts
Beta
1.14
Std Dev
16.31%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Vedanta Limited | 55.66 | 4.42% |
| 2 | State Bank of India | 54.06 | 4.29% |
| 3 | Net Receivables / (Payables) | 44.68 | 3.55% |
| 4 | Bharti Airtel Limited | 41.89 | 3.33% |
| 5 | ICICI Bank Limited | 40.40 | 3.21% |
| 6 | Hindustan Aeronautics Limited | 39.75 | 3.16% |
| 7 | NTPC Limited | 38.58 | 3.06% |
| 8 | HDFC Bank Limited | 37.31 | 2.96% |
| 9 | Acutaas Chemicals Limited | 36.53 | 2.90% |
| 10 | UNO Minda Limited | 34.09 | 2.71% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 62107 | +3.5% | +7.4% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.24 L. | +3.1% | +3.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.95 L. | +8.5% | +5.6% |
| 5Y | 09 Aug, 21 | 3 L. | 3.94 L. | +31.5% | +11.1% |
| 10Y | 08 Aug, 16 | 6 L. | 10.53 L. | +75.5% | +11.0% |
| SI | 09 Mar, 09 | 10.45 L. | 20.71 L. | +98.2% | +7.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.00 L. | +0.4% | +0.4% |
| 2Y | 16 Jul, 24 | 1 L. | 92947 | -7.1% | -3.6% |
| 3Y | 17 Jul, 23 | 1 L. | 1.48 L. | +47.7% | +13.9% |
| 5Y | 16 Jul, 21 | 1 L. | 1.66 L. | +66.3% | +10.7% |
| 10Y | 18 Jul, 16 | 1 L. | 2.00 L. | +100.4% | +7.2% |
| SI | 27 Feb, 09 | 1 L. | 3.28 L. | +228.1% | +7.1% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.