Bank Of India ELSS Tax Saver -Regular Plan-IDCW
Expense Ratio: 2.09
Risk: Very High
Equity Scheme - ELSS
Plan: Regular
Benchmark: BSE 500 TRI
Inception: 12-12-2008
Exit Load: Nil
Fund Size:₹1,397.89 Cr
Performance
1Y
Fund-0.39%
Cat. Avg.-4.61%
2Y
Fund-3.97%
Cat. Avg.-3.57%
3Y
Fund10.06%
Cat. Avg.9.32%
5Y
Fund8.31%
Cat. Avg.8.48%
10Y
Fund5.91%
Cat. Avg.12.30%
SI
Fund6.78%
Cat. Avg.11.77%
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS | 95.30 | 6.78% |
| 2 | State Bank of India | 65.62 | 4.67% |
| 3 | ICICI Bank Limited | 53.63 | 3.81% |
| 4 | Acutaas Chemicals Limited | 50.34 | 3.58% |
| 5 | HDFC Bank Limited | 48.99 | 3.48% |
| 6 | Hindustan Aeronautics Limited | 48.19 | 3.43% |
| 7 | Bharti Airtel Limited | 43.52 | 3.10% |
| 8 | Adani Ports and Special Economic Zone Limited | 40.55 | 2.88% |
| 9 | Quality Power Electrical Eqp Ltd | 39.67 | 2.82% |
| 10 | Power Finance Corporation Limited | 37.55 | 2.67% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59605 | -0.7% | -1.4% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.20 L. | +0.3% | +0.4% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.84 L. | +2.0% | +1.3% |
| 5Y | 08 Nov, 21 | 3 L. | 3.73 L. | +24.4% | +8.9% |
| 10Y | 07 Nov, 16 | 6 L. | 10.09 L. | +68.2% | +10.1% |
| SI | 09 Mar, 09 | 10.60 L. | 20.24 L. | +91.0% | +6.9% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 99611 | -0.4% | -0.4% |
| 2Y | 16 Oct, 24 | 1 L. | 92218 | -7.8% | -4.0% |
| 3Y | 16 Oct, 23 | 1 L. | 1.33 L. | +33.3% | +10.1% |
| 5Y | 18 Oct, 21 | 1 L. | 1.49 L. | +48.7% | +8.3% |
| 10Y | 17 Oct, 16 | 1 L. | 1.79 L. | +79.5% | +6.0% |
| SI | 27 Feb, 09 | 1 L. | 3.18 L. | +218.4% | +6.8% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.