SBI Savings Fund - Regular Plan Daily Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 0.64
Risk: Moderate
Debt Scheme - Money Market Fund
Plan: Regular
Benchmark: CRISIL Money Market A-I Index
Inception: 05-07-2004
Exit Load: Nil
Fund Size:₹31,567.83 Cr
Performance
1Y
Fund5.70%
Cat. Avg.5.88%
2Y
Fund6.69%
Cat. Avg.6.86%
3Y
Fund6.82%
Cat. Avg.6.94%
5Y
Fund6.02%
Cat. Avg.6.16%
10Y
Fund3.62%
Cat. Avg.6.31%
SI
Fund2.38%
Cat. Avg.14.48%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | National Bank for Agriculture and Rural Development | 3237.88 | 9.28% |
| 2 | Small Industries Development Bank of India | 3054.21 | 8.75% |
| 3 | Canara Bank | 2926.96 | 8.39% |
| 4 | HDFC Bank Ltd. | 2697.73 | 7.73% |
| 5 | Bank of Baroda | 2533.90 | 7.26% |
| 6 | Punjab National Bank | 1991.42 | 5.71% |
| 7 | ICICI Bank Ltd. | 1591.40 | 4.56% |
| 8 | LIC Housing Finance Ltd. | 1409.80 | 4.04% |
| 9 | Jio Credit Ltd. | 1397.89 | 4.01% |
| 10 | National Bank for Financing Infrastructure and Development | 1358.44 | 3.89% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61689 | +2.8% | +5.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.3% | +6.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.98 L. | +10.1% | +6.6% |
| 5Y | 09 Aug, 21 | 3 L. | 3.53 L. | +17.6% | +6.6% |
| 10Y | 08 Aug, 16 | 6 L. | 7.76 L. | +29.3% | +5.1% |
| SI | 07 Mar, 11 | 9.25 L. | 12.40 L. | +34.0% | +3.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.06 L. | +5.7% | +5.7% |
| 2Y | 16 Jul, 24 | 1 L. | 1.14 L. | +13.8% | +6.7% |
| 3Y | 17 Jul, 23 | 1 L. | 1.22 L. | +21.8% | +6.8% |
| 5Y | 16 Jul, 21 | 1 L. | 1.34 L. | +33.9% | +6.0% |
| 10Y | 18 Jul, 16 | 1 L. | 1.43 L. | +42.7% | +3.6% |
| SI | 04 Mar, 11 | 1 L. | 1.44 L. | +43.6% | +2.4% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.