Tata Retirement Savings Fund- Moderate Plan-Regular Plan-Growth Option
Expense Ratio: 1.99
Risk: High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 25+75 - Aggressive Index
Inception: 07-10-2011
Exit Load: Nil
Fund Size:₹2,176.04 Cr
Performance
1Y
Fund2.90%
Cat. Avg.1.78%
2Y
Fund3.16%
Cat. Avg.3.48%
3Y
Fund12.75%
Cat. Avg.10.57%
5Y
Fund10.60%
Cat. Avg.9.43%
10Y
Fund11.94%
Cat. Avg.10.03%
SI
Fund13.83%
Cat. Avg.10.26%
Fund Facts
Beta
1.02
Std Dev
11.24%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | REPO | 111.41 | 5.90% |
| 2 | ICICI BANK LTD | 82.48 | 4.37% |
| 3 | RELIANCE INDUSTRIES LTD | 77.41 | 4.10% |
| 4 | HDFC BANK LTD | 73.16 | 3.88% |
| 5 | SOLAR INDUSTRIES INDIA LTD | 71.73 | 3.80% |
| 6 | BSE LTD | 64.40 | 3.41% |
| 7 | MULTI COMMODITY EXCHANGE OF IND LTD | 58.06 | 3.08% |
| 8 | RADICO KHAITAN LTD | 55.47 | 2.94% |
| 9 | ETERNAL LTD | 55.23 | 2.93% |
| 10 | ITC LTD | 46.61 | 2.47% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 63235 | +5.4% | +11.5% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.5% | +6.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.04 L. | +13.1% | +8.5% |
| 5Y | 09 Aug, 21 | 3 L. | 3.93 L. | +31.0% | +11.0% |
| 10Y | 08 Aug, 16 | 6 L. | 10.89 L. | +81.5% | +11.6% |
| SI | 07 Dec, 11 | 8.80 L. | 24.34 L. | +176.6% | +12.9% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.03 L. | +2.9% | +2.9% |
| 2Y | 16 Jul, 24 | 1 L. | 1.06 L. | +6.4% | +3.2% |
| 3Y | 17 Jul, 23 | 1 L. | 1.42 L. | +42.5% | +12.5% |
| 5Y | 16 Jul, 21 | 1 L. | 1.66 L. | +65.5% | +10.6% |
| 10Y | 18 Jul, 16 | 1 L. | 3.09 L. | +209.2% | +12.0% |
| SI | 08 Nov, 11 | 1 L. | 6.71 L. | +571.1% | +13.8% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.