Tata Retirement Savings Fund- Conservative Plan-Regular Plan-Growth Option
Expense Ratio: 2.17
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Short Term Debt Hybrid 75+25 Index
Inception: 07-10-2011
Exit Load: Nil
Fund Size:₹173.25 Cr
Performance
1Y
Fund2.90%
Cat. Avg.1.78%
2Y
Fund3.87%
Cat. Avg.3.48%
3Y
Fund7.51%
Cat. Avg.10.57%
5Y
Fund6.20%
Cat. Avg.9.43%
10Y
Fund7.38%
Cat. Avg.10.03%
SI
Fund8.40%
Cat. Avg.10.26%
Fund Facts
Beta
1.15
Std Dev
4.33%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | GOI - 6.79% (07/10/2034) | 34.39 | 21.79% |
| 2 | GOI - 7.38% (20/06/2027) $$ | 15.27 | 9.67% |
| 3 | GOI - 7.17% (17/04/2030) $$ | 15.20 | 9.63% |
| 4 | 06.40 % JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026 | 9.93 | 6.29% |
| 5 | GOI - 7.36% (12/09/2052) | 9.59 | 6.07% |
| 6 | GOI - 7.27% (08/04/2026) | 9.00 | 5.70% |
| 7 | GOI - 6.90% (15/04/2065) | 8.90 | 5.64% |
| 8 | CASH / NET CURRENT ASSET | 8.61 | 5.45% |
| 9 | 07.51 % SHIVSHAKTI SECURITISATION TRUST - 28/09/2029 | 4.91 | 3.11% |
| 10 | RELIANCE INDUSTRIES LTD | 2.18 | 1.38% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61872 | +3.1% | +6.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.26 L. | +4.8% | +4.9% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.96 L. | +8.8% | +5.8% |
| 5Y | 09 Aug, 21 | 3 L. | 3.54 L. | +17.9% | +6.7% |
| 10Y | 08 Aug, 16 | 6 L. | 8.54 L. | +42.3% | +6.9% |
| SI | 07 Dec, 11 | 8.80 L. | 15.93 L. | +81.0% | +7.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.03 L. | +2.9% | +2.9% |
| 2Y | 16 Jul, 24 | 1 L. | 1.08 L. | +7.9% | +3.9% |
| 3Y | 17 Jul, 23 | 1 L. | 1.24 L. | +23.9% | +7.4% |
| 5Y | 16 Jul, 21 | 1 L. | 1.35 L. | +35.1% | +6.2% |
| 10Y | 18 Jul, 16 | 1 L. | 2.04 L. | +103.9% | +7.4% |
| SI | 08 Nov, 11 | 1 L. | 3.27 L. | +227.2% | +8.4% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.