Kotak Banking and Psu Debt - Growth
Expense Ratio: 0.75
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: CRISIL Banking and PSU Debt A-II Index
Inception: 02-01-2000
Exit Load: Nil
Fund Size:₹5,582.50 Cr
Performance
1Y
Fund5.44%
Cat. Avg.5.01%
2Y
Fund7.26%
Cat. Avg.6.94%
3Y
Fund7.20%
Cat. Avg.6.94%
5Y
Fund6.29%
Cat. Avg.6.05%
10Y
Fund7.20%
Cat. Avg.6.84%
SI
Fund7.77%
Cat. Avg.7.80%
Fund Facts
Std Dev
1.74%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 553.27 | 10.70% |
| 2 | REC LTD | 474.62 | 9.18% |
| 3 | Power Finance Corporation Ltd.() | 431.13 | 8.33% |
| 4 | NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 384.86 | 7.44% |
| 5 | HDFC BANK LTD.() | 378.87 | 7.32% |
| 6 | CANARA BANK() | 283.13 | 5.47% |
| 7 | Power Grid Corporation of India Ltd. | 230.52 | 4.46% |
| 8 | INDIAN OIL CORPORATION LTD. | 190.25 | 3.68% |
| 9 | Gujarat State Govt - 2032 - Gujarat() | 168.28 | 3.25% |
| 10 | HDFC BANK LTD. | 146.84 | 2.84% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61730 | +2.9% | +6.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.4% | +6.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.6% | +7.0% |
| 5Y | 09 Aug, 21 | 3 L. | 3.55 L. | +18.4% | +6.9% |
| 10Y | 08 Aug, 16 | 6 L. | 8.51 L. | +41.8% | +6.9% |
| SI | 10 Sep, 13 | 7.75 L. | 12.49 L. | +61.1% | +7.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 14 Jul, 25 | 1 L. | 1.05 L. | +5.4% | N/A |
| 2Y | 15 Jul, 24 | 1 L. | 1.15 L. | +15.0% | +7.2% |
| 3Y | 13 Jul, 23 | 1 L. | 1.23 L. | +23.2% | +7.2% |
| 5Y | 13 Jul, 21 | 1 L. | 1.36 L. | +35.7% | +6.3% |
| 10Y | 13 Jul, 16 | 1 L. | 2.00 L. | +100.5% | +7.2% |
| SI | 14 Aug, 13 | 1 L. | 2.63 L. | +162.9% | +7.8% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.