DSP Banking & Psu Debt Fund - Regular Plan - IDCW - Daily Reinvest
Expense Ratio: 0.6
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 10-09-2013
Exit Load: Nil
Fund Size:₹3,948.07 Cr
Performance
1Y
Fund-0.19%
Cat. Avg.5.01%
2Y
Fund-0.01%
Cat. Avg.6.94%
3Y
Fund-0.01%
Cat. Avg.6.94%
5Y
Fund0.00%
Cat. Avg.6.05%
10Y
Fund0.00%
Cat. Avg.6.84%
SI
Fund0.11%
Cat. Avg.7.80%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | REC Limited | 306.51 | 8.88% |
| 2 | Indian Railway Finance Corporation Limited | 290.86 | 8.43% |
| 3 | National Bank for Agriculture and Rural Development | 286.42 | 8.30% |
| 4 | Power Finance Corporation Limited | 271.90 | 7.88% |
| 5 | Small Industries Development Bank of India | 255.42 | 7.40% |
| 6 | Power Grid Corporation of India Limited | 254.32 | 7.37% |
| 7 | Bharti Telecom Limited | 251.41 | 7.28% |
| 8 | HDFC Bank Limited | 239.39 | 6.94% |
| 9 | 6.90% GOI 2065 | 184.39 | 5.34% |
| 10 | 7.62% Uttar Pradesh SDL 2041 | 103.48 | 3.00% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59923 | -0.1% | -0.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.20 L. | -0.1% | -0.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.80 L. | -0.0% | -0.0% |
| 5Y | 09 Aug, 21 | 3 L. | 3.00 L. | +0.0% | +0.0% |
| 10Y | 08 Aug, 16 | 6 L. | 6.00 L. | +0.1% | +0.0% |
| SI | 07 Oct, 13 | 7.70 L. | 7.70 L. | +0.1% | +0.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 99813 | -0.2% | -0.2% |
| 2Y | 16 Jul, 24 | 1 L. | 99980 | -0.0% | -0.0% |
| 3Y | 17 Jul, 23 | 1 L. | 99980 | -0.0% | -0.0% |
| 5Y | 16 Jul, 21 | 1 L. | 99980 | -0.0% | -0.0% |
| 10Y | 18 Jul, 16 | 1 L. | 99980 | -0.0% | -0.0% |
| SI | 16 Sep, 13 | 1 L. | 1.01 L. | +1.5% | +0.1% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.