SBI Banking & Psu Fund - Regular Plan - Monthly Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 0.8
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 30-09-2009
Exit Load: Nil
Fund Size:₹4,171.65 Cr
Performance
1Y
Fund-0.89%
Cat. Avg.3.87%
2Y
Fund0.91%
Cat. Avg.5.80%
3Y
Fund1.49%
Cat. Avg.6.61%
5Y
Fund1.63%
Cat. Avg.5.84%
10Y
Fund1.64%
Cat. Avg.6.57%
SI
Fund1.51%
Cat. Avg.7.61%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | National Bank for Agriculture and Rural Development | 316.01 | 7.95% |
| 2 | Small Industries Development Bank of India | 309.55 | 7.78% |
| 3 | Union Bank of India | 286.33 | 7.20% |
| 4 | HDFC Bank Ltd. | 265.50 | 6.68% |
| 5 | Power Grid Corporation of India Ltd. | 219.65 | 5.52% |
| 6 | REC Ltd. | 201.30 | 5.06% |
| 7 | Canara Bank | 191.02 | 4.80% |
| 8 | 6.95% State Government of Madhya Pradesh 2030 | 190.08 | 4.78% |
| 9 | 7.74% State Government of Tamil Nadu 2036 | 178.38 | 4.49% |
| 10 | ONGC Petro Additions Ltd. | 175.60 | 4.42% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59885 | -0.2% | -0.4% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.20 L. | +0.2% | +0.2% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.82 L. | +1.3% | +0.9% |
| 5Y | 08 Nov, 21 | 3 L. | 3.13 L. | +4.5% | +1.8% |
| 10Y | 07 Nov, 16 | 6 L. | 6.54 L. | +9.0% | +1.7% |
| SI | 09 Dec, 13 | 7.75 L. | 8.63 L. | +11.4% | +1.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 99111 | -0.9% | -0.9% |
| 2Y | 16 Oct, 24 | 1 L. | 1.02 L. | +1.8% | +0.9% |
| 3Y | 16 Oct, 23 | 1 L. | 1.05 L. | +4.5% | +1.5% |
| 5Y | 18 Oct, 21 | 1 L. | 1.08 L. | +8.5% | +1.6% |
| 10Y | 17 Oct, 16 | 1 L. | 1.18 L. | +17.6% | +1.6% |
| SI | 18 Nov, 13 | 1 L. | 1.21 L. | +21.3% | +1.5% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.