Bank Of India Balanced Advantage Fund Regular Plan Growth
Expense Ratio: 2.47
Risk: Very High
Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Plan: Regular
Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Inception: 21-02-2014
Exit Load: Nil
Fund Size:₹145.37 Cr
Performance
1Y
Fund0.31%
Cat. Avg.N/A
2Y
Fund0.75%
Cat. Avg.N/A
3Y
Fund7.37%
Cat. Avg.N/A
5Y
Fund8.74%
Cat. Avg.N/A
10Y
Fund6.50%
Cat. Avg.N/A
SI
Fund7.66%
Cat. Avg.N/A
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS | 38.70 | 22.79% |
| 2 | NIFTY July 2026 Future | 21.85 | 12.87% |
| 3 | Reliance Industries Limited | 6.80 | 4.01% |
| 4 | ICICI Bank Limited | 6.33 | 3.73% |
| 5 | IRB InvIT Fund | 5.82 | 3.43% |
| 6 | 7.68% National Bank For Agriculture and Rural Development (30/04/2029) | 5.06 | 2.98% |
| 7 | 7.47% Small Industries Dev Bank of India (05/09/2029) | 5.04 | 2.97% |
| 8 | HDFC Bank Limited | 4.82 | 2.84% |
| 9 | 364 Days Tbill (MD 28/05/2027) | 4.28 | 2.52% |
| 10 | 7.37% Indian Railway Finance Corporation Limited (31/07/2029) | 4.04 | 2.38% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59191 | -1.3% | -2.8% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.22 L. | +1.8% | +1.9% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.87 L. | +4.0% | +2.7% |
| 5Y | 08 Nov, 21 | 3 L. | 3.54 L. | +18.0% | +6.7% |
| 10Y | 07 Nov, 16 | 6 L. | 8.74 L. | +45.7% | +7.4% |
| SI | 07 Apr, 14 | 7.55 L. | 12.01 L. | +59.0% | +7.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 1.00 L. | +0.3% | +0.3% |
| 2Y | 16 Oct, 24 | 1 L. | 1.02 L. | +1.5% | +0.7% |
| 3Y | 16 Oct, 23 | 1 L. | 1.24 L. | +23.8% | +7.4% |
| 5Y | 18 Oct, 21 | 1 L. | 1.52 L. | +52.4% | +8.8% |
| 10Y | 17 Oct, 16 | 1 L. | 1.88 L. | +88.5% | +6.5% |
| SI | 24 Mar, 14 | 1 L. | 2.53 L. | +152.8% | +7.7% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.