HDFC Mutual Fund

HDFC Credit Risk Debt Fund - Growth Option

HDFC Mutual Fund

Expense Ratio: 1.61
Risk: High
Debt Scheme - Credit Risk Fund
Plan: Regular
Benchmark: NIFTY Credit Risk Bond Index B-II
Inception: 06-03-2014
Exit Load: Nil
Fund Size:₹6,970.35 Cr

Performance

1Y
Fund5.79%
Cat. Avg.6.49%
2Y
Fund6.91%
Cat. Avg.8.63%
3Y
Fund7.46%
Cat. Avg.8.80%
5Y
Fund6.40%
Cat. Avg.7.33%
10Y
Fund7.09%
Cat. Avg.6.35%
SI
Fund7.90%
Cat. Avg.7.30%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Portfolio Holdings

Detailed breakdown of instruments.

Instrument
Val (Cr) % Assets
1GMR Airports Limited367.484.78%
2Kalpataru Projects International Ltd350.344.55%
3Nirma Ltd.301.163.91%
4National Bank for Agri & Rural Dev.300.823.91%
5Tata Projects Ltd.250.713.26%
6Indus Infra Trust239.003.11%
7The Tata Power Company Ltd.226.932.95%
8Indusind Bank Ltd.221.742.88%
9Jubilant Beverages Limited212.592.76%
10ADITYA BIRLA RENEWABLES LIMITED210.582.74%

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HDFC Mutual Fund
NAV / Fund Size₹264.04₹5,176.37 Cr
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SIP Returns

7th
PeriodSIP DateInv(₹)Val(₹)Abs(%)XIRR
1Y07 Nov, 256000061595+2.7%+5.6%
2Y07 Nov, 241.20 L.1.28 L.+6.3%+6.3%
3Y07 Nov, 231.80 L.1.99 L.+10.6%+6.9%
5Y08 Nov, 213 L.3.56 L.+18.8%+7.0%
10Y07 Nov, 166 L.8.60 L.+43.4%+7.1%
SI07 Apr, 147.55 L.12.13 L.+60.7%+7.3%

Lumpsum Returns

PeriodInv DateInv(₹)Val(₹)Abs(%)CAGR
1Y16 Oct, 251 L.1.06 L.+5.8%+5.8%
2Y16 Oct, 241 L.1.14 L.+14.3%+6.9%
3Y16 Oct, 231 L.1.24 L.+24.1%+7.5%
5Y18 Oct, 211 L.1.36 L.+36.4%+6.4%
10Y17 Oct, 161 L.1.98 L.+98.5%+7.1%
SI25 Mar, 141 L.2.60 L.+160.1%+7.9%

SIP Calculator

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Future Value

₹23.80L

With SIP Amount ₹5,000
Total Invested
₹9.00L
Total Profit
₹14.80L
SIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

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