HDFC Mutual Fund

HDFC Credit Risk Debt Fund - Growth Option

HDFC Mutual Fund

Expense Ratio: 1.61
Risk: High
Debt Scheme - Credit Risk Fund
Plan: Regular
Benchmark: NIFTY Credit Risk Bond Index B-II
Inception: 06-03-2014
Exit Load: Nil
Fund Size:₹6,970.35 Cr

Performance

1Y
Fund6.53%
Cat. Avg.7.44%
2Y
Fund7.73%
Cat. Avg.9.45%
3Y
Fund7.54%
Cat. Avg.8.98%
5Y
Fund6.58%
Cat. Avg.7.83%
10Y
Fund7.39%
Cat. Avg.6.72%
SI
Fund7.98%
Cat. Avg.7.44%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Portfolio Holdings

Detailed breakdown of instruments.

Instrument
Val (Cr) % Assets
1Kalpataru Projects International Ltd499.207.40%
2GMR Airports Limited274.254.07%
3Tata Projects Ltd.250.413.71%
4The Tata Power Company Ltd.226.143.35%
5Jubilant Beverages Limited207.163.07%
6Bamboo Hotel and Global Centre (Delhi) Private Limited200.872.98%
7SK FINANCE LIMITED199.412.96%
8JSW Energy Ltd.198.922.95%
9Canara Bank193.582.87%
10Jubilant Bevco Limited192.542.86%

Similar Funds

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NAV / Fund Size₹140.29₹38,018.02 Cr
Small Cap FundVery High RiskEquity

-2.48%

2.40%

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15.41%

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DSP Mutual Fund
NAV / Fund Size₹221.68₹17,119.23 Cr
Small Cap FundVery High RiskEquity

8.62%

9.03%

17.68%

17.44%

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HDFC Mutual Fund
NAV / Fund Size₹21.69₹1,272.90 Cr
Sectoral/ ThematicVery High RiskEquity

-4.71%

-4.53%

12.04%

12.55%

9.37%

SIP Returns

7th
PeriodSIP DateInv(₹)Val(₹)Abs(%)XIRR
1Y07 Aug, 256000061984+3.3%+7.1%
2Y07 Aug, 241.20 L.1.29 L.+7.1%+7.2%
3Y07 Aug, 231.80 L.2.01 L.+11.5%+7.5%
5Y09 Aug, 213 L.3.58 L.+19.4%+7.2%
10Y08 Aug, 166 L.8.67 L.+44.5%+7.2%
SI07 Apr, 147.40 L.11.86 L.+60.3%+7.4%

Lumpsum Returns

PeriodInv DateInv(₹)Val(₹)Abs(%)CAGR
1Y14 Jul, 251 L.1.07 L.+6.5%+6.5%
2Y15 Jul, 241 L.1.16 L.+16.0%+7.7%
3Y14 Jul, 231 L.1.24 L.+24.4%+7.5%
5Y14 Jul, 211 L.1.38 L.+37.5%+6.6%
10Y14 Jul, 161 L.2.04 L.+103.9%+7.4%
SI25 Mar, 141 L.2.57 L.+157.4%+8.0%

SIP Planner

Visualize how small monthly investments grow over time.

Years
%
%

Beat inflation and compound wealth faster with an annual step-up.

%
%
Future Value

₹23.80L

With SIP Amount ₹5,000
Total Invested
₹9.00L
Total Gained
₹14.80L
SIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.

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