Franklin India Banking and Psu Debt Fund - IDCW
Expense Ratio: 0.5
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 02-04-2014
Exit Load: Nil
Fund Size:₹484.14 Cr
Performance
1Y
Fund-0.06%
Cat. Avg.5.01%
2Y
Fund1.61%
Cat. Avg.6.94%
3Y
Fund1.69%
Cat. Avg.6.94%
5Y
Fund0.58%
Cat. Avg.6.05%
10Y
Fund0.32%
Cat. Avg.6.84%
SI
Fund0.70%
Cat. Avg.7.80%
Fund Facts
Manager(s)
Sandeep Manam
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 0.00% REC Ltd (03-Nov-2034) | 33.63 | 7.11% |
| 2 | 7.66% Maharashtra SDL (04-Mar-2047) | 30.52 | 6.45% |
| 3 | 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) | 30.24 | 6.39% |
| 4 | 7.50% National Bank For Agriculture & Rural Development (31-Aug-2026) | 26.06 | 5.51% |
| 5 | 6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032) | 25.72 | 5.44% |
| 6 | 7.65% Axis Bank Ltd (30-Jan-2027) | 25.35 | 5.36% |
| 7 | 7.24% Power Finance Corporation Ltd (17-Feb-2031) | 24.86 | 5.25% |
| 8 | Small Industries Development Bank of India (04-Dec-2026) | 23.84 | 5.04% |
| 9 | Bank of Baroda (06-Jan-2027) | 23.68 | 5.01% |
| 10 | ICICI Bank Ltd (27-Jan-2027) | 23.60 | 4.99% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59873 | -0.2% | -0.4% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.21 L. | +0.5% | +0.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.83 L. | +1.7% | +1.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.09 L. | +3.1% | +1.2% |
| 10Y | 08 Aug, 16 | 6 L. | 6.17 L. | +2.9% | +0.6% |
| SI | 07 May, 14 | 7.35 L. | 7.58 L. | +3.1% | +0.5% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 99945 | -0.1% | -0.1% |
| 2Y | 16 Jul, 24 | 1 L. | 1.03 L. | +3.2% | +1.6% |
| 3Y | 17 Jul, 23 | 1 L. | 1.05 L. | +5.1% | +1.7% |
| 5Y | 16 Jul, 21 | 1 L. | 1.03 L. | +3.0% | +0.6% |
| 10Y | 18 Jul, 16 | 1 L. | 1.03 L. | +3.2% | +0.3% |
| SI | 25 Apr, 14 | 1 L. | 1.09 L. | +8.9% | +0.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.