UTI Credit Risk Fund - Regular Plan - Monthly IDCW
Expense Ratio: 1.65
Risk: Moderately High
Debt Scheme - Credit Risk Fund
Plan: Regular
Benchmark: CRISIL Credit Risk Debt B-II Index
Inception: 25-10-2012
Exit Load: Nil
Fund Size:₹259.87 Cr
Performance
1Y
Fund5.08%
Cat. Avg.6.49%
2Y
Fund6.35%
Cat. Avg.8.63%
3Y
Fund6.89%
Cat. Avg.8.80%
5Y
Fund6.07%
Cat. Avg.7.33%
10Y
Fund0.44%
Cat. Avg.6.35%
SI
Fund0.80%
Cat. Avg.7.30%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NET CURRENT ASSETS | 28.32 | 11.14% |
| 2 | 7.10% GSEC - MAT - 08/04/2034 | 24.05 | 9.46% |
| 3 | SPN/DDB JTPM METAL TRADERS LIMITED | 19.29 | 7.59% |
| 4 | NCD ERIS LIFESCIENCES LTD | 18.08 | 7.11% |
| 5 | NCD PIRAMAL FINANCE LIMITED | 17.68 | 6.96% |
| 6 | NCD VEDANTA ALUMINIUM METAL LTD. | 15.15 | 5.96% |
| 7 | NCD AADHAR HOUSING FINANCE LIMITED | 15.10 | 5.94% |
| 8 | NCD ADANI POWER LTD. | 15.08 | 5.93% |
| 9 | NCD TATA PROJECTS LTD | 15.04 | 5.91% |
| 10 | NCD GODREJ SEEDS AND GENETICS LIMITED | 14.96 | 5.88% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 61342 | +2.2% | +4.7% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.27 L. | +5.5% | +5.6% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.97 L. | +9.6% | +6.3% |
| 5Y | 08 Nov, 21 | 3 L. | 3.52 L. | +17.4% | +6.5% |
| 10Y | 07 Nov, 16 | 6 L. | 7.29 L. | +21.5% | +3.9% |
| SI | 08 Dec, 14 | 7.15 L. | 8.52 L. | +19.1% | +2.9% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 1.05 L. | +5.1% | +5.1% |
| 2Y | 16 Oct, 24 | 1 L. | 1.13 L. | +13.1% | +6.4% |
| 3Y | 16 Oct, 23 | 1 L. | 1.22 L. | +22.1% | +6.9% |
| 5Y | 18 Oct, 21 | 1 L. | 1.34 L. | +34.2% | +6.1% |
| 10Y | 17 Oct, 16 | 1 L. | 1.04 L. | +4.5% | +0.4% |
| SI | 04 Dec, 14 | 1 L. | 1.10 L. | +9.9% | +0.8% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.