UTI Credit Risk Fund - Regular Plan - Annual IDCW
Expense Ratio: 1.65
Risk: Moderately High
Debt Scheme - Credit Risk Fund
Plan: Regular
Benchmark: CRISIL Credit Risk Debt B-II Index
Inception: 25-10-2012
Exit Load: Nil
Fund Size:₹259.87 Cr
Performance
1Y
Fund5.77%
Cat. Avg.7.19%
2Y
Fund7.29%
Cat. Avg.9.32%
3Y
Fund7.10%
Cat. Avg.8.87%
5Y
Fund9.43%
Cat. Avg.7.78%
10Y
Fund1.18%
Cat. Avg.6.67%
SI
Fund1.68%
Cat. Avg.7.42%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.10% GSEC - MAT - 08/04/2034 | 23.61 | 9.38% |
| 2 | NET CURRENT ASSETS | 22.46 | 8.92% |
| 3 | NCD ADITYA BIRLA REAL ESTATE LTD | 18.99 | 7.54% |
| 4 | NCD ERIS LIFESCIENCES LTD | 18.05 | 7.17% |
| 5 | NCD PIRAMAL FINANCE LIMITED | 17.81 | 7.08% |
| 6 | NCD VEDANTA LTD | 17.10 | 6.79% |
| 7 | NCD AADHAR HOUSING FINANCE LIMITED | 15.08 | 5.99% |
| 8 | NCD TATA PROJECTS LTD | 15.02 | 5.97% |
| 9 | NCD ADANI POWER LTD. | 14.91 | 5.92% |
| 10 | NCD GODREJ SEEDS AND GENETICS LIMITED | 14.79 | 5.88% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61754 | +2.9% | +6.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.5% | +6.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.7% | +7.0% |
| 5Y | 09 Aug, 21 | 3 L. | 3.57 L. | +19.0% | +7.0% |
| 10Y | 08 Aug, 16 | 6 L. | 7.29 L. | +21.5% | +3.9% |
| SI | 07 Jan, 15 | 6.95 L. | 8.38 L. | +20.6% | +3.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.06 L. | +5.8% | +5.8% |
| 2Y | 16 Jul, 24 | 1 L. | 1.15 L. | +15.1% | +7.3% |
| 3Y | 17 Jul, 23 | 1 L. | 1.23 L. | +22.7% | +7.1% |
| 5Y | 16 Jul, 21 | 1 L. | 1.57 L. | +56.9% | +9.4% |
| 10Y | 18 Jul, 16 | 1 L. | 1.12 L. | +12.3% | +1.2% |
| SI | 16 Dec, 14 | 1 L. | 1.21 L. | +21.3% | +1.7% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.