Nippon India Retirement Fund - Wealth Creation Scheme - IDCW Option
Expense Ratio: 1.93
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: BSE 500 TRI
Inception: 22-01-2015
Exit Load: Nil
Fund Size:₹3,205.31 Cr
Performance
1Y
Fund-7.55%
Cat. Avg.1.78%
2Y
Fund-8.10%
Cat. Avg.3.48%
3Y
Fund3.52%
Cat. Avg.10.57%
5Y
Fund5.84%
Cat. Avg.9.43%
10Y
Fund6.44%
Cat. Avg.10.03%
SI
Fund5.88%
Cat. Avg.10.26%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | ICICI Bank Limited | 208.02 | 7.48% |
| 2 | HDFC Bank Limited | 195.69 | 7.04% |
| 3 | Reliance Industries Limited | 137.75 | 4.95% |
| 4 | State Bank of India | 101.86 | 3.66% |
| 5 | Axis Bank Limited | 98.71 | 3.55% |
| 6 | Larsen & Toubro Limited | 92.86 | 3.34% |
| 7 | NTPC Limited | 88.96 | 3.20% |
| 8 | Infosys Limited | 86.20 | 3.10% |
| 9 | Bharti Airtel Limited | 80.03 | 2.88% |
| 10 | Bajaj Finance Limited | 72.14 | 2.59% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 58603 | -2.3% | -4.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.13 L. | -5.7% | -5.9% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.72 L. | -4.5% | -3.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.19 L. | +6.2% | +2.4% |
| 10Y | 08 Aug, 16 | 6 L. | 8.01 L. | +33.6% | +5.7% |
| SI | 09 Mar, 15 | 6.85 L. | 9.69 L. | +41.4% | +5.9% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 14 Jul, 25 | 1 L. | 92448 | -7.6% | -7.6% |
| 2Y | 15 Jul, 24 | 1 L. | 84296 | -15.7% | -8.2% |
| 3Y | 14 Jul, 23 | 1 L. | 1.11 L. | +10.9% | +3.5% |
| 5Y | 14 Jul, 21 | 1 L. | 1.33 L. | +32.8% | +5.8% |
| 10Y | 14 Jul, 16 | 1 L. | 1.87 L. | +86.6% | +6.4% |
| SI | 13 Feb, 15 | 1 L. | 1.92 L. | +92.0% | +5.9% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.