Nippon India Retirement Fund - Income Generation Scheme - IDCW Option
Expense Ratio: 2.08
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Inception: 22-01-2015
Exit Load: Nil
Fund Size:₹148.25 Cr
Performance
1Y
Fund0.41%
Cat. Avg.1.78%
2Y
Fund2.87%
Cat. Avg.3.48%
3Y
Fund6.17%
Cat. Avg.10.57%
5Y
Fund6.04%
Cat. Avg.9.43%
10Y
Fund6.52%
Cat. Avg.10.03%
SI
Fund6.41%
Cat. Avg.10.26%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.06% Government of India | 42.72 | 30.90% |
| 2 | 6.68% Government of India | 23.34 | 16.88% |
| 3 | 8.13% Government of India | 22.26 | 16.10% |
| 4 | Triparty Repo | 11.34 | 8.20% |
| 5 | 8.17% Government of India | 6.93 | 5.01% |
| 6 | ICICI Bank Limited | 3.62 | 2.62% |
| 7 | State Bank of India | 2.94 | 2.12% |
| 8 | Net Current Assets | 2.65 | 1.92% |
| 9 | Reliance Industries Limited | 2.42 | 1.75% |
| 10 | 8.3% Government of India | 2.30 | 1.66% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60727 | +1.2% | +2.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.23 L. | +2.2% | +2.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.91 L. | +6.2% | +4.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.46 L. | +15.4% | +5.8% |
| 10Y | 08 Aug, 16 | 6 L. | 8.24 L. | +37.3% | +6.2% |
| SI | 09 Mar, 15 | 6.85 L. | 9.94 L. | +45.1% | +6.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 14 Jul, 25 | 1 L. | 1.00 L. | +0.4% | +0.4% |
| 2Y | 15 Jul, 24 | 1 L. | 1.06 L. | +5.7% | +2.8% |
| 3Y | 14 Jul, 23 | 1 L. | 1.20 L. | +19.7% | +6.2% |
| 5Y | 14 Jul, 21 | 1 L. | 1.34 L. | +34.1% | +6.0% |
| 10Y | 14 Jul, 16 | 1 L. | 1.88 L. | +88.1% | +6.5% |
| SI | 13 Feb, 15 | 1 L. | 2.03 L. | +103.2% | +6.4% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.