SBI Banking & Financial Services Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 1.76
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 11-02-2015
Exit Load: Nil
Fund Size:₹10,010.52 Cr
Performance
1Y
Fund2.00%
Cat. Avg.N/A
2Y
Fund8.50%
Cat. Avg.N/A
3Y
Fund15.84%
Cat. Avg.N/A
5Y
Fund12.62%
Cat. Avg.N/A
10Y
Fund13.61%
Cat. Avg.N/A
SI
Fund12.64%
Cat. Avg.N/A
Fund Facts
Beta
0.86
Std Dev
11.72%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | ICICI Bank Ltd. | 1334.84 | 14.23% |
| 2 | Kotak Mahindra Bank Ltd. | 846.67 | 9.03% |
| 3 | State Bank of India | 717.94 | 7.65% |
| 4 | Axis Bank Ltd. | 698.12 | 7.44% |
| 5 | TREPS | 677.67 | 7.22% |
| 6 | HDFC Bank Ltd. | 601.10 | 6.41% |
| 7 | Bajaj Finserv Ltd. | 556.74 | 5.94% |
| 8 | Muthoot Finance Ltd. | 434.28 | 4.63% |
| 9 | HDFC Life Insurance Company Ltd. | 366.35 | 3.91% |
| 10 | SBI Life Insurance Co. Ltd. | 307.41 | 3.28% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60757 | +1.3% | +2.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.30 L. | +7.9% | +8.0% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.13 L. | +18.4% | +11.7% |
| 5Y | 09 Aug, 21 | 3 L. | 4.25 L. | +41.5% | +14.2% |
| 10Y | 08 Aug, 16 | 6 L. | 12.27 L. | +104.5% | +13.8% |
| SI | 09 Mar, 15 | 6.85 L. | 15.87 L. | +131.6% | +14.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.02 L. | +2.0% | +2.0% |
| 2Y | 16 Jul, 24 | 1 L. | 1.18 L. | +17.7% | +8.5% |
| 3Y | 17 Jul, 23 | 1 L. | 1.54 L. | +53.6% | +15.4% |
| 5Y | 16 Jul, 21 | 1 L. | 1.81 L. | +81.1% | +12.6% |
| 10Y | 18 Jul, 16 | 1 L. | 3.58 L. | +257.6% | +13.6% |
| SI | 05 Mar, 15 | 1 L. | 3.87 L. | +287.3% | +12.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.