LIC MF Banking and Financial Services Fund-Regular Plan-IDCW
Expense Ratio: 2.45
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 09-03-2015
Exit Load: Nil
Fund Size:₹279.27 Cr
Performance
1Y
Fund0.18%
Cat. Avg.N/A
2Y
Fund3.41%
Cat. Avg.N/A
3Y
Fund8.14%
Cat. Avg.N/A
5Y
Fund9.97%
Cat. Avg.N/A
10Y
Fund8.37%
Cat. Avg.N/A
SI
Fund7.10%
Cat. Avg.N/A
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd. | 37.85 | 15.81% |
| 2 | ICICI Bank Ltd. | 30.63 | 12.79% |
| 3 | Axis Bank Ltd. | 19.65 | 8.21% |
| 4 | Kotak Mahindra Bank Ltd. | 18.35 | 7.67% |
| 5 | State Bank of India | 13.66 | 5.71% |
| 6 | MAS Financial Services Ltd. | 10.98 | 4.58% |
| 7 | Treps | 8.81 | 3.68% |
| 8 | SBI Cards & Payment Services Ltd. | 7.31 | 3.05% |
| 9 | Creditaccess Grameen Ltd. | 6.30 | 2.63% |
| 10 | TVS Holdings Ltd. | 5.61 | 2.34% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61331 | +2.2% | +4.7% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.9% | +7.0% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.6% | +6.9% |
| 5Y | 09 Aug, 21 | 3 L. | 3.80 L. | +26.8% | +9.7% |
| 10Y | 08 Aug, 16 | 6 L. | 9.84 L. | +64.1% | +9.7% |
| SI | 07 Apr, 15 | 6.80 L. | 11.82 L. | +73.8% | +9.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.00 L. | +0.2% | +0.2% |
| 2Y | 16 Jul, 24 | 1 L. | 1.07 L. | +6.9% | +3.4% |
| 3Y | 17 Jul, 23 | 1 L. | 1.25 L. | +25.1% | +7.8% |
| 5Y | 16 Jul, 21 | 1 L. | 1.61 L. | +60.8% | +10.0% |
| 10Y | 18 Jul, 16 | 1 L. | 2.26 L. | +126.2% | +8.5% |
| SI | 30 Mar, 15 | 1 L. | 2.17 L. | +117.0% | +7.1% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.