LIC MF Banking and Financial Services Fund-Regular Plan-IDCW
Expense Ratio: 2.45
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 09-03-2015
Exit Load: Nil
Fund Size:₹279.27 Cr
Performance
1Y
Fund-5.94%
Cat. Avg.N/A
2Y
Fund0.95%
Cat. Avg.N/A
3Y
Fund5.00%
Cat. Avg.N/A
5Y
Fund6.95%
Cat. Avg.N/A
10Y
Fund7.20%
Cat. Avg.N/A
SI
Fund6.34%
Cat. Avg.N/A
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | ICICI Bank Ltd. | 36.30 | 13.49% |
| 2 | Axis Bank Ltd. | 26.27 | 9.76% |
| 3 | HDFC Bank Ltd. | 23.65 | 8.79% |
| 4 | AU Small Finance Bank Ltd. | 14.72 | 5.47% |
| 5 | Bajaj Finance Ltd. | 12.38 | 4.60% |
| 6 | IndusInd Bank Ltd. | 9.38 | 3.48% |
| 7 | Nippon Life India Asset Management Ltd. | 9.14 | 3.39% |
| 8 | Net Receivables / (Payables) | 8.94 | 3.32% |
| 9 | PB Fintech Ltd. | 8.15 | 3.03% |
| 10 | Creditaccess Grameen Ltd. | 8.10 | 3.01% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 57239 | -4.6% | -9.4% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.19 L. | -0.9% | -0.9% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.84 L. | +1.9% | +1.3% |
| 5Y | 08 Nov, 21 | 3 L. | 3.49 L. | +16.3% | +6.1% |
| 10Y | 07 Nov, 16 | 6 L. | 9.07 L. | +51.2% | +8.1% |
| SI | 07 Apr, 15 | 6.95 L. | 11.22 L. | +61.5% | +8.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 94061 | -5.9% | -5.9% |
| 2Y | 16 Oct, 24 | 1 L. | 1.02 L. | +1.9% | +1.0% |
| 3Y | 16 Oct, 23 | 1 L. | 1.16 L. | +15.7% | +5.0% |
| 5Y | 18 Oct, 21 | 1 L. | 1.39 L. | +39.0% | +6.8% |
| 10Y | 17 Oct, 16 | 1 L. | 2.01 L. | +101.0% | +7.2% |
| SI | 30 Mar, 15 | 1 L. | 2.03 L. | +103.5% | +6.3% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.