HDFC Retirement Savings Fund - Equity Plan - Growth Option
Expense Ratio: 1.76
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: Nifty 500 TRI
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹7,073.50 Cr
Performance
1Y
Fund-7.77%
Cat. Avg.-1.92%
2Y
Fund-4.13%
Cat. Avg.0.14%
3Y
Fund7.76%
Cat. Avg.7.99%
5Y
Fund9.47%
Cat. Avg.6.94%
10Y
Fund13.41%
Cat. Avg.8.87%
SI
Fund15.74%
Cat. Avg.9.32%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd.£ | 510.69 | 7.47% |
| 2 | ICICI Bank Ltd. | 508.82 | 7.45% |
| 3 | Reliance Industries Ltd. | 323.48 | 4.73% |
| 4 | Axis Bank Ltd. | 322.97 | 4.73% |
| 5 | TREPS - Tri-party Repo | 312.84 | 4.58% |
| 6 | Kotak Mahindra Bank Limited | 274.57 | 4.02% |
| 7 | Maruti Suzuki India Limited | 223.56 | 3.27% |
| 8 | State Bank of India | 205.38 | 3.01% |
| 9 | Bharti Airtel Ltd. | 185.20 | 2.71% |
| 10 | Larsen and Toubro Ltd. | 165.74 | 2.43% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 57954 | -3.4% | -7.0% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.16 L. | -3.4% | -3.5% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.79 L. | -0.5% | -0.4% |
| 5Y | 08 Nov, 21 | 3 L. | 3.62 L. | +20.7% | +7.6% |
| 10Y | 07 Nov, 16 | 6 L. | 12.03 L. | +100.5% | +13.5% |
| SI | 08 Mar, 16 | 6.40 L. | 13.61 L. | +112.7% | +13.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 92228 | -7.8% | -7.8% |
| 2Y | 16 Oct, 24 | 1 L. | 91902 | -8.1% | -4.1% |
| 3Y | 16 Oct, 23 | 1 L. | 1.25 L. | +25.1% | +7.8% |
| 5Y | 18 Oct, 21 | 1 L. | 1.56 L. | +56.1% | +9.3% |
| 10Y | 17 Oct, 16 | 1 L. | 3.53 L. | +253.2% | +13.5% |
| SI | 26 Feb, 16 | 1 L. | 4.74 L. | +373.8% | +15.7% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.