HDFC Retirement Savings Fund - Equity Plan - Growth Option
Expense Ratio: 1.76
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: Nifty 500 TRI
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹7,073.50 Cr
Performance
1Y
Fund-4.17%
Cat. Avg.1.80%
2Y
Fund-0.71%
Cat. Avg.3.11%
3Y
Fund9.57%
Cat. Avg.10.07%
5Y
Fund12.62%
Cat. Avg.9.18%
10Y
Fund14.56%
Cat. Avg.9.86%
SI
Fund16.44%
Cat. Avg.10.19%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd.£ | 510.69 | 7.47% |
| 2 | ICICI Bank Ltd. | 508.82 | 7.45% |
| 3 | Reliance Industries Ltd. | 323.48 | 4.73% |
| 4 | Axis Bank Ltd. | 322.97 | 4.73% |
| 5 | TREPS - Tri-party Repo | 312.84 | 4.58% |
| 6 | Kotak Mahindra Bank Limited | 274.57 | 4.02% |
| 7 | Maruti Suzuki India Limited | 223.56 | 3.27% |
| 8 | State Bank of India | 205.38 | 3.01% |
| 9 | Bharti Airtel Ltd. | 185.20 | 2.71% |
| 10 | Larsen and Toubro Ltd. | 165.74 | 2.43% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 58961 | -1.7% | -3.5% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.18 L. | -1.3% | -1.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.88 L. | +4.6% | +3.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.83 L. | +27.7% | +9.9% |
| 10Y | 08 Aug, 16 | 6 L. | 12.76 L. | +112.7% | +14.6% |
| SI | 08 Mar, 16 | 6.25 L. | 13.84 L. | +121.4% | +14.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 95541 | -4.5% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 98220 | -1.8% | -0.9% |
| 3Y | 20 Jul, 23 | 1 L. | 1.32 L. | +31.5% | +9.6% |
| 5Y | 20 Jul, 21 | 1 L. | 1.81 L. | +81.2% | +12.6% |
| 10Y | 20 Jul, 16 | 1 L. | 3.89 L. | +289.2% | +14.6% |
| SI | 26 Feb, 16 | 1 L. | 4.87 L. | +387.0% | +16.4% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.