HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option
Expense Ratio: 2.07
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹1,744.66 Cr
Performance
1Y
Fund-4.24%
Cat. Avg.1.78%
2Y
Fund-0.49%
Cat. Avg.3.48%
3Y
Fund8.12%
Cat. Avg.10.57%
5Y
Fund9.25%
Cat. Avg.9.43%
10Y
Fund11.96%
Cat. Avg.10.03%
SI
Fund13.53%
Cat. Avg.10.26%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS - Tri-party Repo | 115.24 | 7.48% |
| 2 | HDFC Bank Ltd.£ | 87.79 | 5.70% |
| 3 | ICICI Bank Ltd. | 84.41 | 5.48% |
| 4 | Bajaj Finance Ltd. | 70.31 | 4.57% |
| 5 | Reliance Industries Ltd. | 53.76 | 3.49% |
| 6 | State Bank of India | 48.97 | 3.18% |
| 7 | Axis Bank Ltd. | 46.45 | 3.02% |
| 8 | Kotak Mahindra Bank Limited | 42.41 | 2.75% |
| 9 | Infosys Limited | 37.52 | 2.44% |
| 10 | Maruti Suzuki India Limited | 36.92 | 2.40% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59016 | -1.6% | -3.4% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.19 L. | -1.1% | -1.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.87 L. | +3.8% | +2.5% |
| 5Y | 09 Aug, 21 | 3 L. | 3.62 L. | +20.8% | +7.7% |
| 10Y | 08 Aug, 16 | 6 L. | 10.64 L. | +77.3% | +11.2% |
| SI | 08 Mar, 16 | 6.25 L. | 11.48 L. | +83.6% | +11.3% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 15 Jul, 25 | 1 L. | 95758 | -4.2% | -4.2% |
| 2Y | 15 Jul, 24 | 1 L. | 99025 | -1.0% | -0.5% |
| 3Y | 17 Jul, 23 | 1 L. | 1.26 L. | +25.6% | +7.9% |
| 5Y | 15 Jul, 21 | 1 L. | 1.56 L. | +55.6% | +9.2% |
| 10Y | 15 Jul, 16 | 1 L. | 3.09 L. | +209.5% | +12.0% |
| SI | 26 Feb, 16 | 1 L. | 3.74 L. | +273.6% | +13.5% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.