HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option
Expense Ratio: 2.16
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Conservative Index
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹161.44 Cr
Performance
1Y
Fund0.91%
Cat. Avg.1.78%
2Y
Fund3.30%
Cat. Avg.3.48%
3Y
Fund6.42%
Cat. Avg.10.57%
5Y
Fund6.41%
Cat. Avg.9.43%
10Y
Fund7.32%
Cat. Avg.10.03%
SI
Fund7.80%
Cat. Avg.10.26%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS - Tri-party Repo | 24.66 | 16.02% |
| 2 | 6.67% GOI MAT 171250 | 13.30 | 8.64% |
| 3 | Mahindra Rural Housing Finance Ltd | 10.22 | 6.64% |
| 4 | Larsen and Toubro Ltd. | 9.88 | 6.42% |
| 5 | 6.48% GOI MAT 061035 | 9.63 | 6.26% |
| 6 | 6.19% GOI MAT 160934 | 9.44 | 6.14% |
| 7 | Reliance Industries Ltd. | 8.94 | 5.81% |
| 8 | Tata Consultancy Services Ltd. | 8.44 | 5.49% |
| 9 | 7.57% GOI MAT 170633 | 7.70 | 5.00% |
| 10 | Net Current Assets | 6.08 | 3.95% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60453 | +0.8% | +1.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.23 L. | +2.4% | +2.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.91 L. | +6.4% | +4.2% |
| 5Y | 09 Aug, 21 | 3 L. | 3.48 L. | +16.1% | +6.1% |
| 10Y | 08 Aug, 16 | 6 L. | 8.53 L. | +42.1% | +6.9% |
| SI | 08 Mar, 16 | 6.25 L. | 9.05 L. | +44.8% | +7.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 14 Jul, 25 | 1 L. | 1.01 L. | +0.9% | +0.9% |
| 2Y | 15 Jul, 24 | 1 L. | 1.07 L. | +6.6% | +3.2% |
| 3Y | 14 Jul, 23 | 1 L. | 1.21 L. | +20.5% | +6.4% |
| 5Y | 14 Jul, 21 | 1 L. | 1.36 L. | +36.5% | +6.4% |
| 10Y | 14 Jul, 16 | 1 L. | 2.03 L. | +102.7% | +7.3% |
| SI | 26 Feb, 16 | 1 L. | 2.18 L. | +118.1% | +7.8% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.