HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option
Expense Ratio: 2.16
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Conservative Index
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹161.44 Cr
Performance
1Y
Fund-1.55%
Cat. Avg.-1.92%
2Y
Fund1.05%
Cat. Avg.0.14%
3Y
Fund5.36%
Cat. Avg.7.99%
5Y
Fund5.55%
Cat. Avg.6.94%
10Y
Fund6.63%
Cat. Avg.8.87%
SI
Fund7.42%
Cat. Avg.9.32%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS - Tri-party Repo | 16.95 | 11.32% |
| 2 | 6.67% GOI MAT 171250 | 13.93 | 9.31% |
| 3 | ICICI Bank Ltd. | 11.72 | 7.83% |
| 4 | Larsen and Toubro Ltd. | 11.68 | 7.81% |
| 5 | Mahindra Rural Housing Finance Ltd | 10.20 | 6.82% |
| 6 | 6.48% GOI MAT 061035 | 9.81 | 6.56% |
| 7 | 6.19% GOI MAT 160934 | 9.66 | 6.45% |
| 8 | Reliance Industries Ltd. | 8.60 | 5.75% |
| 9 | 7.57% GOI MAT 170633 | 7.85 | 5.25% |
| 10 | 8.97% GOI MAT 051230 | 6.03 | 4.03% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59295 | -1.2% | -2.4% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.20 L. | +0.0% | +0.0% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.85 L. | +2.9% | +2.0% |
| 5Y | 08 Nov, 21 | 3 L. | 3.37 L. | +12.3% | +4.7% |
| 10Y | 07 Nov, 16 | 6 L. | 8.23 L. | +37.2% | +6.2% |
| SI | 08 Mar, 16 | 6.40 L. | 9.04 L. | +41.2% | +6.3% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 98447 | -1.6% | -1.6% |
| 2Y | 16 Oct, 24 | 1 L. | 1.02 L. | +2.1% | +1.0% |
| 3Y | 16 Oct, 23 | 1 L. | 1.17 L. | +17.0% | +5.4% |
| 5Y | 18 Oct, 21 | 1 L. | 1.31 L. | +31.3% | +5.6% |
| 10Y | 17 Oct, 16 | 1 L. | 1.90 L. | +90.1% | +6.6% |
| SI | 26 Feb, 16 | 1 L. | 2.14 L. | +114.2% | +7.4% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.