UTI Banking & Psu Fund - Regular Plan - Half-Yearly IDCW
Expense Ratio: 0.54
Risk: Low to Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 27-01-2014
Exit Load: Nil
Fund Size:₹811.01 Cr
Performance
1Y
Fund5.43%
Cat. Avg.5.01%
2Y
Fund7.15%
Cat. Avg.6.94%
3Y
Fund7.04%
Cat. Avg.6.94%
5Y
Fund7.11%
Cat. Avg.6.05%
10Y
Fund4.31%
Cat. Avg.6.84%
SI
Fund4.44%
Cat. Avg.7.80%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NCD POWER FINANCE CORPORATION LTD. | 90.24 | 8.09% |
| 2 | NCD NATIONAL HOUSING BANK | 85.18 | 7.63% |
| 3 | NCD EXPORT IMPORT BANK OF INDIA | 75.01 | 6.72% |
| 4 | CD - KOTAK MAHINDRA BANK LTD - 18/12/2026 | 71.33 | 6.39% |
| 5 | CD - UNION BANK OF INDIA - 19/01/2027 | 70.85 | 6.35% |
| 6 | NCD AXIS BANK LTD. | 55.06 | 4.93% |
| 7 | 7.38% GSEC 20/06/2027 | 50.90 | 4.56% |
| 8 | NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 50.14 | 4.49% |
| 9 | CD - NABARD - 22/01/2027 | 47.22 | 4.23% |
| 10 | CP POONAWALLA FINCORP LTD. | 46.98 | 4.21% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61646 | +2.7% | +5.8% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.4% | +6.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.6% | +6.9% |
| 5Y | 09 Aug, 21 | 3 L. | 3.58 L. | +19.4% | +7.2% |
| 10Y | 08 Aug, 16 | 6 L. | 7.97 L. | +32.8% | +5.6% |
| SI | 07 Jun, 16 | 6.10 L. | 8.13 L. | +33.2% | +5.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.05 L. | +5.4% | +5.4% |
| 2Y | 16 Jul, 24 | 1 L. | 1.15 L. | +14.8% | +7.2% |
| 3Y | 17 Jul, 23 | 1 L. | 1.23 L. | +22.5% | +7.0% |
| 5Y | 16 Jul, 21 | 1 L. | 1.41 L. | +41.0% | +7.1% |
| 10Y | 18 Jul, 16 | 1 L. | 1.53 L. | +52.5% | +4.3% |
| SI | 26 May, 16 | 1 L. | 1.55 L. | +55.3% | +4.4% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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Beat inflation and compound wealth faster with an annual step-up.
%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.