ICICI Prudential Retirement Fund - Pure Debt - IDCW Option
Expense Ratio: 2.17
Risk: Moderate
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: Nifty Composite Debt Index
Inception: 07-02-2019
Exit Load: Nil
Fund Size:₹92.41 Cr
Performance
1Y
Fund3.82%
Cat. Avg.1.78%
2Y
Fund5.85%
Cat. Avg.3.48%
3Y
Fund6.08%
Cat. Avg.10.57%
5Y
Fund5.22%
Cat. Avg.9.43%
10Y
FundN/A
Cat. Avg.10.03%
SI
Fund6.29%
Cat. Avg.10.26%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Government Securities | 29.87 | 36.13% |
| 2 | Nirma Ltd. | 6.00 | 7.26% |
| 3 | TREPS | 5.50 | 6.65% |
| 4 | LIC Housing Finance Ltd. | 5.12 | 6.20% |
| 5 | Muthoot Finance Ltd. | 5.03 | 6.08% |
| 6 | Summit Digitel Infrastructure Ltd | 4.99 | 6.03% |
| 7 | Yes Bank Ltd. | 4.96 | 6.00% |
| 8 | Rural Electrification Corporation Ltd. | 4.10 | 4.95% |
| 9 | Power Finance Corporation Ltd. | 3.81 | 4.61% |
| 10 | Cholamandalam Investment And Finance Company Ltd. | 3.03 | 3.67% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61469 | +2.4% | +5.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.26 L. | +5.0% | +5.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.95 L. | +8.6% | +5.7% |
| 5Y | 09 Aug, 21 | 3 L. | 3.45 L. | +15.1% | +5.7% |
| SI | 07 Mar, 19 | 4.45 L. | 5.48 L. | +23.2% | +5.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 14 Jul, 25 | 1 L. | 1.04 L. | +3.8% | N/A |
| 2Y | 15 Jul, 24 | 1 L. | 1.12 L. | +12.0% | +5.8% |
| 3Y | 13 Jul, 23 | 1 L. | 1.19 L. | +19.4% | +6.1% |
| 5Y | 13 Jul, 21 | 1 L. | 1.29 L. | +29.0% | +5.2% |
| SI | 28 Feb, 19 | 1 L. | 1.57 L. | +56.8% | +6.3% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.