SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 1.38

Risk: Moderately High

Solution Oriented Scheme - Retirement Fund

Plan: Regular

Benchmark: CRISIL Hybrid 85+15 - Conservative Index

Inception: 20-01-2021

Exit Load: Nil

Fund Size:₹173.85 Cr

Performance

Fund1.70%

Cat. Avg.1.78%

Fund4.29%

Cat. Avg.3.48%

Fund6.75%

Cat. Avg.10.57%

Fund6.94%

Cat. Avg.9.43%

10Y

FundN/A

Cat. Avg.10.03%

Fund7.24%

Cat. Avg.10.26%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

Tap to expand

Debt Instruments

Tap to expand

Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	6.90% CGL 2065	DEBT	G-Sec		Sovereign	7.95%	26.70	18.26%
2	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo		13.57	9.28%
3	7.18% CGL 2037	DEBT	G-Sec		Sovereign	7.33%	9.98	6.82%
4	Bharat Sanchar Nigam Ltd.	DEBT	Bond/NCD		CRISIL AAA(CE)	7.92%	9.97	6.82%
5	7.43% CGL 2076	DEBT	G-Sec		Sovereign	7.98%	9.50	6.49%
6	7.09% CGL 2074	DEBT	G-Sec		Sovereign	7.97%	9.09	6.21%
7	Summit Digitel Infrastructure Pvt. Ltd.	DEBT	Bond/NCD		CRISIL AAA	8.02%	7.43	5.08%
8	Torrent Power Ltd.	Equity	Listed	Mid Cap	Power		5.55	3.80%
9	Godrej Properties Ltd.	DEBT	Bond/NCD		[ICRA]AA	7.92%	5.27	3.60%
10	Sundaram Finance Ltd.	DEBT	Bond/NCD		CRISIL AAA	7.99%	5.07	3.46%

Similar Funds

Bandhan Liquid Fund - Unclaimed Redemption More Than 3 Years

Bandhan Mutual Fund

Expense Ratio: 0.23

NAV / Fund Size

₹1.00₹17,474.79 Cr

Incep: 01-01-1900

Liquid FundLow to Moderate RiskDebt

0.00%

Fund Details

Bandhan Liquid Fund - Unclaimed Redemption More Than 3 Years

NAV / Fund Size₹1.00₹17,474.79 Cr

Liquid FundLow to Moderate RiskDebt

0.00%

ICICI Prudential Smallcap Fund - Growth

ICICI Prudential Mutual Fund

Expense Ratio: 1.78

NAV / Fund Size

₹88.66₹8,443.27 Cr

Incep: 23-08-2007

Small Cap FundVery High RiskEquity

-0.98%

0.63%

11.71%

13.66%

12.40%

Fund Details

ICICI Prudential Smallcap Fund - Growth

NAV / Fund Size₹88.66₹8,443.27 Cr

Small Cap FundVery High RiskEquity

-0.98%

0.63%

11.71%

13.66%

12.40%

SBI Psu Fund - Regular Plan -Growth

SBI Mutual Fund

Expense Ratio: 1.85

NAV / Fund Size

₹34.74₹5,759.29 Cr

Incep: 17-05-2010

Sectoral/ ThematicVery High RiskEquity

7.87%

1.66%

24.80%

23.59%

8.03%

Fund Details

SBI Psu Fund - Regular Plan -Growth

NAV / Fund Size₹34.74₹5,759.29 Cr

Sectoral/ ThematicVery High RiskEquity

7.87%

1.66%

24.80%

23.59%

8.03%

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61376	+2.3%	+4.8%
2Y	07 Aug, 24	1.20 L.	1.25 L.	+4.0%	+4.1%
3Y	07 Aug, 23	1.80 L.	1.94 L.	+7.9%	+5.2%
5Y	09 Aug, 21	3 L.	3.53 L.	+17.7%	+6.6%
SI	08 Mar, 21	3.25 L.	3.89 L.	+19.6%	+6.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.02 L.	+1.7%	+1.7%
2Y	16 Jul, 24	1 L.	1.09 L.	+8.8%	+4.3%
3Y	17 Jul, 23	1 L.	1.21 L.	+21.4%	+6.7%
5Y	16 Jul, 21	1 L.	1.40 L.	+39.9%	+6.9%
SI	17 Feb, 21	1 L.	1.46 L.	+46.0%	+7.2%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.