HDFC Banking & Financial Services Fund - IDCW Option
Expense Ratio: 1.9
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 11-06-2021
Exit Load: Nil
Fund Size:₹4,503.81 Cr
Performance
1Y
Fund5.93%
Cat. Avg.N/A
2Y
Fund4.11%
Cat. Avg.N/A
3Y
Fund8.25%
Cat. Avg.N/A
5Y
Fund9.80%
Cat. Avg.N/A
10Y
FundN/A
Cat. Avg.N/A
SI
Fund10.17%
Cat. Avg.N/A
Fund Facts
Beta
1.104
Std Dev
17.63%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd.£ | 618.16 | 15.97% |
| 2 | ICICI Bank Ltd. | 551.70 | 14.26% |
| 3 | Axis Bank Ltd. | 329.46 | 8.51% |
| 4 | Kotak Mahindra Bank Limited | 312.25 | 8.07% |
| 5 | State Bank of India | 274.23 | 7.09% |
| 6 | Shriram Finance Ltd. | 178.27 | 4.61% |
| 7 | Bajaj Finance Ltd. | 158.29 | 4.09% |
| 8 | SBI Life Insurance Company Ltd. | 127.97 | 3.31% |
| 9 | Au Small Finance Bank Ltd. | 117.98 | 3.05% |
| 10 | Karur Vysya Bank Ltd. | 93.28 | 2.41% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 63721 | +6.2% | +13.1% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.31 L. | +9.2% | +9.2% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.03 L. | +12.5% | +8.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.84 L. | +28.1% | +10.0% |
| SI | 07 Jul, 21 | 3.05 L. | 3.92 L. | +28.6% | +10.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 17 Jul, 25 | 1 L. | 1.06 L. | +5.9% | +5.9% |
| 2Y | 18 Jul, 24 | 1 L. | 1.08 L. | +8.1% | +4.0% |
| 3Y | 17 Jul, 23 | 1 L. | 1.27 L. | +26.8% | +8.2% |
| 5Y | 19 Jul, 21 | 1 L. | 1.62 L. | +62.1% | +10.2% |
| SI | 01 Jul, 21 | 1 L. | 1.63 L. | +63.0% | +10.2% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.