SBI Balanced Advantage Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 1.55
Risk: High
Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Plan: Regular
Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Inception: 12-08-2021
Exit Load: Nil
Fund Size:₹39,811.76 Cr
Performance
1Y
Fund2.52%
Cat. Avg.0.96%
2Y
Fund4.38%
Cat. Avg.2.22%
3Y
Fund10.37%
Cat. Avg.9.47%
5Y
FundN/A
Cat. Avg.8.75%
10Y
FundN/A
Cat. Avg.9.98%
SI
Fund9.92%
Cat. Avg.8.52%
Fund Facts
Manager(s)
Ms. Mansi Sajeja
Beta
0.97
Std Dev
6.92%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Reliance Industries Ltd. | 2059.60 | 5.35% |
| 2 | HDFC Bank Ltd. | 1966.69 | 5.11% |
| 3 | TREPS | 1929.12 | 5.01% |
| 4 | ICICI Bank Ltd. | 1322.90 | 3.44% |
| 5 | National Bank for Agriculture and Rural Development | 1003.92 | 2.61% |
| 6 | GAIL (India) Ltd. | 831.85 | 2.16% |
| 7 | 364 DAY T-BILL 04.03.27 | 807.68 | 2.10% |
| 8 | Tata Steel Ltd. | 775.31 | 2.01% |
| 9 | 6.90% CGL 2065 | 769.95 | 2.00% |
| 10 | Tech Mahindra Ltd. | 758.80 | 1.97% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60947 | +1.6% | +3.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.25 L. | +4.5% | +4.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.3% | +6.7% |
| SI | 07 Sep, 21 | 2.95 L. | 3.73 L. | +26.3% | +9.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.03 L. | +2.5% | +2.5% |
| 2Y | 16 Jul, 24 | 1 L. | 1.09 L. | +9.0% | +4.4% |
| 3Y | 17 Jul, 23 | 1 L. | 1.34 L. | +34.1% | +10.3% |
| SI | 07 Sep, 21 | 1 L. | 1.58 L. | +58.3% | +9.9% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.