Union Retirement Fund - Regular Plan - IDCW Option
Expense Ratio: 2.39
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: BSE 500 TRI
Inception: 01-09-2022
Exit Load: Nil
Fund Size:₹192.53 Cr
Performance
1Y
Fund5.02%
Cat. Avg.1.78%
2Y
Fund3.67%
Cat. Avg.3.48%
3Y
Fund14.05%
Cat. Avg.10.57%
5Y
FundN/A
Cat. Avg.9.43%
10Y
FundN/A
Cat. Avg.10.03%
SI
Fund15.47%
Cat. Avg.10.26%
Fund Facts
Beta
0.91
Std Dev
12.20%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | ICICI Bank Ltd. | 10.19 | 5.74% |
| 2 | HDFC Bank Ltd. | 9.80 | 5.53% |
| 3 | State Bank of India | 5.29 | 2.98% |
| 4 | Acutaas Chemicals Ltd. | 5.12 | 2.88% |
| 5 | Reliance Industries Ltd. | 4.91 | 2.76% |
| 6 | Multi Commodity Exchange of India Ltd. | 4.78 | 2.69% |
| 7 | NTPC Ltd. | 3.95 | 2.22% |
| 8 | Infosys Ltd. | 3.94 | 2.22% |
| 9 | Bharat Electronics Ltd. | 3.81 | 2.15% |
| 10 | Tata Consumer Products Ltd. | 3.75 | 2.12% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 62919 | +4.9% | +10.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.29 L. | +7.7% | +7.8% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.06 L. | +14.5% | +9.3% |
| SI | 07 Oct, 22 | 2.30 L. | 2.88 L. | +25.2% | +12.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.05 L. | +5.0% | +5.0% |
| 2Y | 16 Jul, 24 | 1 L. | 1.07 L. | +7.5% | +3.7% |
| 3Y | 17 Jul, 23 | 1 L. | 1.47 L. | +47.4% | +13.8% |
| SI | 29 Sep, 22 | 1 L. | 1.73 L. | +72.7% | +15.5% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.