Bandhan Retirement Fund - Regular Plan - IDCW
Expense Ratio: 2.35
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 50+50 - Moderate Index
Inception: 28-09-2023
Exit Load: Nil
Fund Size:₹187.62 Cr
Performance
1Y
Fund0.63%
Cat. Avg.1.78%
2Y
Fund1.69%
Cat. Avg.3.48%
3Y
FundN/A
Cat. Avg.10.57%
5Y
FundN/A
Cat. Avg.9.43%
10Y
FundN/A
Cat. Avg.10.03%
SI
Fund8.96%
Cat. Avg.10.26%
Fund Facts
Manager(s)
Gautam Kaul
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.3% GOI (MD 19/06/2053) | 76.17 | 25.45% |
| 2 | ICICI Bank Limited | 22.41 | 7.49% |
| 3 | Bharti Airtel Limited | 19.49 | 6.51% |
| 4 | Reliance Industries Limited | 19.43 | 6.49% |
| 5 | HDFC Bank Limited | 15.36 | 5.13% |
| 6 | Larsen & Toubro Limited | 12.01 | 4.01% |
| 7 | Kotak Mahindra Bank Limited | 11.52 | 3.85% |
| 8 | Titan Company Limited | 11.00 | 3.68% |
| 9 | Tata Consultancy Services Limited | 8.27 | 2.76% |
| 10 | State Bank of India | 7.25 | 2.42% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60537 | +0.9% | +1.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.23 L. | +2.6% | +2.6% |
| SI | 07 Nov, 23 | 1.65 L. | 1.74 L. | +5.7% | +4.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.01 L. | +0.6% | +0.6% |
| 2Y | 16 Jul, 24 | 1 L. | 1.03 L. | +3.4% | +1.7% |
| SI | 19 Oct, 23 | 1 L. | 1.27 L. | +26.5% | +9.0% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.