DSP Banking & Financial Services Fund - Regular - IDCW
Expense Ratio: 2.08
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 20-11-2023
Exit Load: Nil
Fund Size:₹1,609.28 Cr
Performance
1Y
Fund1.49%
Cat. Avg.N/A
2Y
Fund9.75%
Cat. Avg.N/A
3Y
FundN/A
Cat. Avg.N/A
5Y
FundN/A
Cat. Avg.N/A
10Y
FundN/A
Cat. Avg.N/A
SI
Fund12.57%
Cat. Avg.N/A
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | ICICI Bank Limited | 295.29 | 9.57% |
| 2 | Axis Bank Limited | 265.21 | 8.59% |
| 3 | Bajaj Finance Limited | 161.53 | 5.23% |
| 4 | Kotak Mahindra Bank Limited | 159.69 | 5.17% |
| 5 | Multi Commodity Exchange of India Limited | 158.66 | 5.14% |
| 6 | State Bank of India | 152.11 | 4.93% |
| 7 | SBI Life Insurance Company Limited | 146.29 | 4.74% |
| 8 | TREPS / Reverse Repo Investments | 143.49 | 4.65% |
| 9 | Shriram Finance Limited | 134.87 | 4.37% |
| 10 | HDFC Bank Limited | 133.92 | 4.34% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61230 | +2.0% | +4.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.29 L. | +7.9% | +8.0% |
| SI | 08 Jan, 24 | 1.55 L. | 1.76 L. | +13.2% | +10.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 15 Jul, 25 | 1 L. | 1.01 L. | +1.5% | +1.5% |
| 2Y | 15 Jul, 24 | 1 L. | 1.20 L. | +20.4% | +9.8% |
| SI | 11 Dec, 23 | 1 L. | 1.36 L. | +36.0% | +12.6% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.