Aditya Birla Sun Life Banking and Financial Services Fund - Direct - IDCW
Expense Ratio: 0.99
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Direct
Benchmark: Nifty Financial Services TRI
Inception: 25-11-2013
Exit Load: Nil
Fund Size:₹3,690.03 Cr
Performance
1Y
Fund-2.81%
Cat. Avg.N/A
2Y
Fund-0.27%
Cat. Avg.N/A
3Y
Fund5.03%
Cat. Avg.N/A
5Y
Fund5.20%
Cat. Avg.N/A
10Y
Fund6.22%
Cat. Avg.N/A
SI
Fund9.73%
Cat. Avg.N/A
Fund Facts
Beta
0.97
Std Dev
13.02%
PE Ratio
19.49
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | ICICI Bank Limited | 448.35 | 14.21% |
| 2 | HDFC Bank Limited | 395.66 | 12.54% |
| 3 | Axis Bank Limited | 267.34 | 8.47% |
| 4 | State Bank of India | 187.92 | 5.96% |
| 5 | Bajaj Finance Limited | 171.31 | 5.43% |
| 6 | Shriram Finance Ltd | 164.54 | 5.22% |
| 7 | Kotak Mahindra Bank Limited | 125.34 | 3.97% |
| 8 | AU Small Finance Bank Limited | 113.50 | 3.60% |
| 9 | ICICI Lombard General Insurance Company Limited | 96.66 | 3.06% |
| 10 | SBI Life Insurance Company Limited | 78.94 | 2.50% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60429 | +0.7% | +1.5% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.23 L. | +2.1% | +2.2% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.88 L. | +4.4% | +2.9% |
| 5Y | 09 Aug, 21 | 3 L. | 3.43 L. | +14.4% | +5.4% |
| 10Y | 08 Aug, 16 | 6 L. | 8.14 L. | +35.6% | +6.0% |
| SI | 07 Jan, 14 | 7.55 L. | 11.93 L. | +58.0% | +7.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 97186 | -2.8% | -2.8% |
| 2Y | 16 Jul, 24 | 1 L. | 99468 | -0.5% | -0.3% |
| 3Y | 17 Jul, 23 | 1 L. | 1.15 L. | +14.9% | +4.7% |
| 5Y | 16 Jul, 21 | 1 L. | 1.29 L. | +28.8% | +5.2% |
| 10Y | 18 Jul, 16 | 1 L. | 1.83 L. | +83.2% | +6.2% |
| SI | 18 Dec, 13 | 1 L. | 3.22 L. | +221.6% | +9.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.