Aditya Birla Sun Life Banking and Financial Services Fund - Regular - IDCW
Expense Ratio: 1.95
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 25-11-2013
Exit Load: Nil
Fund Size:₹3,690.03 Cr
Performance
1Y
Fund-2.43%
Cat. Avg.N/A
2Y
Fund-0.76%
Cat. Avg.N/A
3Y
Fund3.38%
Cat. Avg.N/A
5Y
Fund4.93%
Cat. Avg.N/A
10Y
Fund4.01%
Cat. Avg.N/A
SI
Fund7.05%
Cat. Avg.N/A
Fund Facts
Beta
0.97
Std Dev
13.02%
PE Ratio
19.49
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | ICICI Bank Limited | 500.11 | 13.61% |
| 2 | HDFC Bank Limited | 403.64 | 10.98% |
| 3 | Axis Bank Limited | 309.79 | 8.43% |
| 4 | Bajaj Finance Limited | 214.74 | 5.84% |
| 5 | State Bank of India | 197.03 | 5.36% |
| 6 | Shriram Finance Ltd | 196.62 | 5.35% |
| 7 | Kotak Mahindra Bank Limited | 131.27 | 3.57% |
| 8 | Bank of Maharashtra | 114.73 | 3.12% |
| 9 | AU Small Finance Bank Limited | 108.56 | 2.95% |
| 10 | PNB Housing Finance Limited | 95.41 | 2.60% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60218 | +0.4% | +0.7% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.22 L. | +1.3% | +1.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.86 L. | +3.1% | +2.0% |
| 5Y | 09 Aug, 21 | 3 L. | 3.35 L. | +11.7% | +4.5% |
| 10Y | 08 Aug, 16 | 6 L. | 7.66 L. | +27.7% | +4.8% |
| SI | 07 Jan, 14 | 7.55 L. | 10.53 L. | +39.4% | +5.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 96600 | -3.4% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 98271 | -1.7% | -0.9% |
| 3Y | 20 Jul, 23 | 1 L. | 1.10 L. | +10.5% | +3.4% |
| 5Y | 20 Jul, 21 | 1 L. | 1.27 L. | +27.2% | +4.9% |
| 10Y | 20 Jul, 16 | 1 L. | 1.48 L. | +48.1% | +4.0% |
| SI | 18 Dec, 13 | 1 L. | 2.36 L. | +135.8% | +7.1% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.