Aditya Birla Sun Life Banking & Psu Debt Fund - Direct - IDCW
Expense Ratio: 0.39
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Direct
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 01-01-2000
Exit Load: Nil
Fund Size:₹9,022.38 Cr
Performance
1Y
Fund-1.28%
Cat. Avg.5.38%
2Y
Fund0.71%
Cat. Avg.7.33%
3Y
Fund-1.94%
Cat. Avg.7.32%
5Y
Fund-5.64%
Cat. Avg.6.43%
10Y
Fund-2.22%
Cat. Avg.7.23%
SI
Fund0.25%
Cat. Avg.7.46%
Fund Facts
Beta
1.15
Std Dev
1.32%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | 299.41 | 3.40% |
| 2 | Net Receivables / (Payables) | 246.90 | 2.80% |
| 3 | 6.58% Indian Railway Finance Corporation Limited (30/05/2030) | 193.75 | 2.20% |
| 4 | 6.80% National Housing Bank (02/04/2032) | 193.05 | 2.19% |
| 5 | 7.56% REC Limited (31/08/2027) | 190.06 | 2.16% |
| 6 | 8.00% HDFC Bank Limited (27/07/2032) | 181.98 | 2.07% |
| 7 | 7.82% Bajaj Finance Limited (31/01/2034) | 165.31 | 1.88% |
| 8 | HDFC Bank Limited (15/02/2027) | 164.39 | 1.87% |
| 9 | 7.42% State Bank of India (29/08/2039) | 159.04 | 1.81% |
| 10 | 7.60% Power Finance Corporation Limited (13/04/2029) | 150.22 | 1.71% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59124 | -1.5% | -3.0% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.19 L. | -0.5% | -0.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.78 L. | -1.2% | -0.8% |
| 5Y | 09 Aug, 21 | 3 L. | 2.88 L. | -3.9% | -1.6% |
| 10Y | 08 Aug, 16 | 6 L. | 5.04 L. | -15.9% | -3.5% |
| SI | 07 Jan, 13 | 8.15 L. | 7.08 L. | -13.1% | -2.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 98719 | -1.3% | -1.3% |
| 2Y | 16 Jul, 24 | 1 L. | 1.01 L. | +1.4% | +0.7% |
| 3Y | 17 Jul, 23 | 1 L. | 94243 | -5.8% | -2.0% |
| 5Y | 16 Jul, 21 | 1 L. | 74790 | -25.2% | -5.6% |
| 10Y | 18 Jul, 16 | 1 L. | 79848 | -20.2% | -2.2% |
| SI | 02 Jan, 13 | 1 L. | 1.03 L. | +3.5% | +0.3% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.