Aditya Birla Sun Life Banking & Psu Debt Fund - Retail - Monthly IDCW
Expense Ratio: 0.73
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 01-01-2000
Exit Load: Nil
Fund Size:₹9,022.38 Cr
Performance
1Y
Fund0.59%
Cat. Avg.4.83%
2Y
Fund1.49%
Cat. Avg.6.84%
3Y
Fund0.85%
Cat. Avg.6.88%
5Y
Fund0.35%
Cat. Avg.6.01%
10Y
Fund0.80%
Cat. Avg.6.83%
SI
Fund14.76%
Cat. Avg.7.79%
Fund Facts
Beta
1.15
Std Dev
1.32%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | 432.08 | 4.82% |
| 2 | Net Receivables / (Payables) | 218.82 | 2.44% |
| 3 | 6.58% Indian Railway Finance Corporation Limited (30/05/2030) | 197.07 | 2.20% |
| 4 | 7.56% REC Limited (31/08/2027) | 190.69 | 2.13% |
| 5 | 8.00% HDFC Bank Limited (27/07/2032) | 184.62 | 2.06% |
| 6 | 7.82% Bajaj Finance Limited (31/01/2034) | 165.19 | 1.84% |
| 7 | 7.42% State Bank of India (29/08/2039) | 161.26 | 1.80% |
| 8 | 6.78% Indian Railway Finance Corporation Limited (30/04/2030) | 161.20 | 1.80% |
| 9 | 7.60% Power Finance Corporation Limited (13/04/2029) | 151.80 | 1.69% |
| 10 | 7.66% National Bank for Financing Infrastructure and Dev (16/06/2036) | 151.01 | 1.68% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Jul, 25 | 60000 | 60396 | +0.7% | +1.4% |
| 2Y | 08 Jul, 24 | 1.20 L. | 1.22 L. | +1.4% | +1.4% |
| 3Y | 07 Jul, 23 | 1.80 L. | 1.84 L. | +2.0% | +1.4% |
| 5Y | 07 Jul, 21 | 3 L. | 3.07 L. | +2.4% | +0.9% |
| 10Y | 07 Jul, 16 | 6 L. | 6.25 L. | +4.2% | +0.8% |
| SI | 07 Nov, 08 | 10.60 L. | 29.42 L. | +177.6% | +10.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 19 Jun, 25 | 1 L. | 1.01 L. | +0.6% | +0.6% |
| 2Y | 19 Jun, 24 | 1 L. | 1.03 L. | +3.0% | +1.5% |
| 3Y | 19 Jun, 23 | 1 L. | 1.03 L. | +2.6% | +0.9% |
| 5Y | 21 Jun, 21 | 1 L. | 1.02 L. | +1.7% | +0.3% |
| 10Y | 20 Jun, 16 | 1 L. | 1.08 L. | +8.2% | +0.8% |
| SI | 14 Oct, 08 | 1 L. | 11.42 L. | +1041.8% | +14.8% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.