Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct - Payout Of IDCW
Expense Ratio: 0.84
Risk: Moderate
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: CRISIL Short Term Bond Index
Inception: 19-02-2019
Exit Load: Nil
Fund Size:₹16.76 Cr
Performance
1Y
Fund-2.09%
Cat. Avg.2.95%
2Y
Fund-1.01%
Cat. Avg.4.69%
3Y
Fund-0.93%
Cat. Avg.11.82%
5Y
Fund1.04%
Cat. Avg.10.72%
10Y
FundN/A
Cat. Avg.11.36%
SI
Fund2.67%
Cat. Avg.11.69%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Government of India (08/04/2026) | 6.00 | 42.95% |
| 2 | Government of India (05/12/2033) | 2.93 | 20.96% |
| 3 | Government of India (22/04/2064) | 1.19 | 8.49% |
| 4 | 8.55% HDFC Bank Limited (27/03/2029) | 1.02 | 7.33% |
| 5 | 0% GOI - 06MAY30 STRIPS | 1.02 | 7.30% |
| 6 | State Government Securities (28/08/2035) | 0.79 | 5.65% |
| 7 | Clearing Corporation of India Limited | 0.41 | 2.93% |
| 8 | Net Receivables / (Payables) | 0.36 | 2.58% |
| 9 | State Government Securities (28/12/2026) | 0.25 | 1.81% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60806 | +1.3% | +2.8% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.21 L. | +0.7% | +0.7% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.79 L. | -0.6% | -0.4% |
| 5Y | 09 Aug, 21 | 3 L. | 3.01 L. | +0.5% | +0.2% |
| SI | 08 Apr, 19 | 4.40 L. | 4.58 L. | +4.1% | +1.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 97906 | -2.1% | -2.1% |
| 2Y | 16 Jul, 24 | 1 L. | 97995 | -2.0% | -1.0% |
| 3Y | 17 Jul, 23 | 1 L. | 97177 | -2.8% | -1.0% |
| 5Y | 16 Jul, 21 | 1 L. | 1.05 L. | +5.3% | +1.0% |
| SI | 13 Mar, 19 | 1 L. | 1.21 L. | +21.4% | +2.7% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.