Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth

Q: How to check the XIRR of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth?

You can track the exact XIRR and portfolio overlapping of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth?

Use the MutualSaathi Portfolio Analyzer to compare Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

Aditya Birla Sun Life Mutual Fund

Expense Ratio: 0.84

Risk: Moderate

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Short Term Bond Index

Inception: 19-02-2019

Exit Load: Nil

Fund Size:₹16.76 Cr

Performance

Fund4.07%

Cat. Avg.2.97%

Fund5.86%

Cat. Avg.4.32%

Fund6.11%

Cat. Avg.11.32%

Fund5.30%

Cat. Avg.10.47%

10Y

FundN/A

Cat. Avg.11.20%

Fund5.59%

Cat. Avg.11.61%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Government of India (08/04/2026)	DEBT	G-Sec	Sovereign	5.36%	6.00	42.95%
2	Government of India (05/12/2033)	DEBT	G-Sec	Sovereign	7.10%	2.93	20.96%
3	Government of India (22/04/2064)	DEBT	G-Sec	Sovereign	7.91%	1.19	8.49%
4	8.55% HDFC Bank Limited (27/03/2029)	DEBT	Bond/NCD	CRISIL AAA	7.59%	1.02	7.33%
5	0% GOI - 06MAY30 STRIPS	DEBT	G-Sec	Sovereign	7.18%	1.02	7.30%
6	State Government Securities (28/08/2035)	DEBT	SDL	Sovereign	7.82%	0.79	5.65%
7	Clearing Corporation of India Limited	CASH	CCIL	CCIL		0.41	2.93%
8	Net Receivables / (Payables)	CASH	Others	Others		0.36	2.58%
9	State Government Securities (28/12/2026)	DEBT	SDL	Sovereign	5.97%	0.25	1.81%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61418	+2.4%	+4.9%
2Y	07 Aug, 24	1.20 L.	1.26 L.	+5.1%	+5.1%
3Y	07 Aug, 23	1.80 L.	1.96 L.	+8.7%	+5.7%
5Y	09 Aug, 21	3 L.	3.46 L.	+15.4%	+5.8%
SI	08 Apr, 19	4.40 L.	5.39 L.	+22.5%	+5.5%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	1.04 L.	+4.1%	+4.1%
2Y	18 Jul, 24	1 L.	1.12 L.	+12.0%	+5.8%
3Y	17 Jul, 23	1 L.	1.19 L.	+19.5%	+6.1%
5Y	19 Jul, 21	1 L.	1.29 L.	+29.3%	+5.3%
SI	13 Mar, 19	1 L.	1.49 L.	+49.2%	+5.6%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.