How to check the XIRR of Bajaj Finserv Banking and PSU Fund- Direct Plan- IDCW?

You can track the exact XIRR and portfolio overlapping of Bajaj Finserv Banking and PSU Fund- Direct Plan- IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Bajaj Finserv Banking and PSU Fund- Direct Plan- IDCW?

Use the MutualSaathi Portfolio Analyzer to compare Bajaj Finserv Banking and PSU Fund- Direct Plan- IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

Bajaj Finserv Banking and Psu Fund- Direct Plan- IDCW

Bajaj Finserv Mutual Fund

Expense Ratio: 0.35

Risk: Moderate

Debt Scheme - Banking and PSU Fund

Plan: Direct

Benchmark: NIFTY Banking & PSU Debt Index A-II

Inception: 25-10-2023

Exit Load: Nil

Fund Size:₹288.09 Cr

Performance

Fund4.83%

Cat. Avg.5.20%

Fund7.30%

Cat. Avg.7.23%

FundN/A

Cat. Avg.7.26%

FundN/A

Cat. Avg.6.40%

10Y

FundN/A

Cat. Avg.7.21%

Fund7.55%

Cat. Avg.7.44%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Clearing Corporation of India Ltd	CASH	CCIL	CCIL	5.43%	29.49	8.00%
2	8.54% REC Limited (15/11/2028)	DEBT	Bond/NCD	CRISIL AAA	7.07%	25.85	7.02%
3	7.61% Gujarat State Development Loans (03/08/2032)	DEBT	SDL	Sovereign	7.29%	25.54	6.93%
4	7.7% National Highways Authority Of India (13/09/2029)	DEBT	Bond/NCD	CRISIL AAA	6.92%	25.54	6.93%
5	7.6% Food Corporation Of India (09/01/2030)	DEBT	Bond/NCD	CRISIL AAA(CE)	7.17%	25.30	6.87%
6	7.44% National Bank For Agriculture and Rural Development (17/07/2029)	DEBT	Bond/NCD	CRISIL AAA	7.21%	25.15	6.82%
7	8.12% L&T Finance Limited (29/06/2029)	DEBT	Bond/NCD	CRISIL AAA	7.90%	25.15	6.82%
8	7.42% Power Finance Corporation Limited (15/04/2028)	DEBT	Bond/NCD	CRISIL AAA	7.14%	25.11	6.81%
9	7.23% Housing & Urban Development Corporation Limited (18/07/2029)	DEBT	Bond/NCD	ICRA AAA	7.23%	25.00	6.78%
10	7.299% Kotak Mahindra Prime Limited (22/09/2028)	DEBT	Bond/NCD	CRISIL AAA	7.61%	24.83	6.74%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61575	+2.6%	+5.5%
2Y	07 Aug, 24	1.20 L.	1.27 L.	+6.2%	+6.3%
SI	07 Dec, 23	1.60 L.	1.75 L.	+9.2%	+6.8%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	1.05 L.	+4.8%	+4.8%
2Y	18 Jul, 24	1 L.	1.15 L.	+15.1%	+7.3%
SI	15 Nov, 23	1 L.	1.21 L.	+21.5%	+7.6%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.