How to check the XIRR of Bajaj Finserv Gilt Fund - Direct - IDCW?

You can track the exact XIRR and portfolio overlapping of Bajaj Finserv Gilt Fund - Direct - IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Bajaj Finserv Gilt Fund - Direct - IDCW?

Use the MutualSaathi Portfolio Analyzer to compare Bajaj Finserv Gilt Fund - Direct - IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

Bajaj Finserv Gilt Fund - Direct - IDCW

Bajaj Finserv Mutual Fund

Expense Ratio: 0.39

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: CRISIL Dynamic Gilt Index

Inception: 30-12-2024

Exit Load: Nil

Fund Size:₹25.96 Cr

Performance

Fund3.24%

Cat. Avg.3.01%

FundN/A

Cat. Avg.5.91%

FundN/A

Cat. Avg.6.75%

FundN/A

Cat. Avg.6.14%

10Y

FundN/A

Cat. Avg.7.30%

Fund5.20%

Cat. Avg.8.98%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	91 Days Tbill (MD 04/06/2026)	DEBT	T-Bills	Sovereign	5.40%	9.91	30.91%
2	182 Days Tbill (MD 24/04/2026)	DEBT	T-Bills	Sovereign	5.33%	4.98	15.55%
3	182 Days Tbill (MD 30/04/2026)	DEBT	T-Bills	Sovereign	5.32%	4.98	15.53%
4	364 Days Tbill (MD 01/05/2026)	DEBT	T-Bills	Sovereign	5.25%	4.98	15.53%
5	Clearing Corporation of India Ltd	CASH	CCIL	CCIL	6.17%	4.78	14.93%
6	6.9% Government of India (15/04/2065)	DEBT	G-Sec	Sovereign	7.95%	4.45	13.89%
7	6.33% Government of India (05/05/2035)	DEBT	G-Sec	Sovereign	7.04%	0.09	0.27%
8	Net Receivables / (Payables)	CASH	Others	Others		-2.12	-6.60%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	62115	+3.5%	+7.4%
SI	07 Feb, 25	90000	93505	+3.9%	+5.3%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.03 L.	+3.2%	+3.2%
SI	16 Jan, 25	1 L.	1.08 L.	+7.9%	+5.2%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.