How to check the XIRR of Bandhan Banking and PSU Fund - Direct Growth?

You can track the exact XIRR and portfolio overlapping of Bandhan Banking and PSU Fund - Direct Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Bandhan Banking and PSU Fund - Direct Growth?

Use the MutualSaathi Portfolio Analyzer to compare Bandhan Banking and PSU Fund - Direct Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

Bandhan Banking and Psu Fund - Direct Growth

Bandhan Mutual Fund

Expense Ratio: 0.36

Risk: Moderate

Debt Scheme - Banking and PSU Fund

Plan: Direct

Benchmark: NIFTY Banking & PSU Debt Index A-II

Inception: 26-02-2013

Exit Load: Nil

Fund Size:₹12,613.30 Cr

Performance

Fund5.69%

Cat. Avg.5.38%

Fund7.29%

Cat. Avg.7.33%

Fund7.25%

Cat. Avg.7.32%

Fund6.28%

Cat. Avg.6.43%

10Y

Fund7.27%

Cat. Avg.7.23%

Fund7.70%

Cat. Avg.7.46%

Fund Facts

Manager(s)

Brijesh Shah

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Triparty Repo TRP_020426_VAL	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo	6.15%	747.36	6.08%
2	Axis Bank Limited	DEBT	CD	CRISIL A1	7.30%	648.10	5.27%
3	Canara Bank	DEBT	CD	ICRA A1	7.29%	621.78	5.06%
4	7.7% HDFC Bank Limited	DEBT	Bond/NCD	CRISIL AAA	7.59%	545.97	4.44%
5	Bank of Baroda	DEBT	CD	FITCH A1	7.25%	463.91	3.77%
6	7.7% Nuclear Power Corporation Of India Limited	DEBT	Bond/NCD	ICRA AAA	7.42%	412.00	3.35%
7	7.53% National Bank For Agriculture and Rural Development	DEBT	Bond/NCD	ICRA AAA	7.54%	349.92	2.85%
8	7.55% Small Industries Dev Bank of India	DEBT	Bond/NCD	CRISIL AAA	7.57%	349.49	2.84%
9	7.37% Indian Railway Finance Corporation Limited	DEBT	Bond/NCD	CRISIL AAA	7.51%	338.71	2.76%
10	7.44% Small Industries Dev Bank of India	DEBT	Bond/NCD	CRISIL AAA	7.51%	334.47	2.72%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61898	+3.2%	+6.7%
2Y	07 Aug, 24	1.20 L.	1.28 L.	+6.7%	+6.8%
3Y	07 Aug, 23	1.80 L.	2.00 L.	+10.9%	+7.1%
5Y	09 Aug, 21	3 L.	3.56 L.	+18.8%	+7.0%
10Y	08 Aug, 16	6 L.	8.61 L.	+43.5%	+7.1%
SI	08 Apr, 13	8 L.	13.27 L.	+65.9%	+7.3%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.06 L.	+5.7%	+5.7%
2Y	16 Jul, 24	1 L.	1.15 L.	+15.1%	+7.3%
3Y	17 Jul, 23	1 L.	1.23 L.	+23.3%	+7.2%
5Y	16 Jul, 21	1 L.	1.36 L.	+35.6%	+6.3%
10Y	18 Jul, 16	1 L.	2.02 L.	+101.7%	+7.3%
SI	08 Mar, 13	1 L.	2.69 L.	+169.4%	+7.7%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.