How to check the XIRR of BANDHAN Credit Risk Fund-Direct Plan-Growth?

You can track the exact XIRR and portfolio overlapping of BANDHAN Credit Risk Fund-Direct Plan-Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for BANDHAN Credit Risk Fund-Direct Plan-Growth?

Use the MutualSaathi Portfolio Analyzer to compare BANDHAN Credit Risk Fund-Direct Plan-Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

Bandhan Credit Risk Fund-Direct Plan-Growth

Bandhan Mutual Fund

Expense Ratio: 0.67

Risk: Moderately High

Debt Scheme - Credit Risk Fund

Plan: Direct

Benchmark: NIFTY Credit Risk Bond Index B-II

Inception: 14-02-2017

Exit Load: Nil

Fund Size:₹247.05 Cr

Performance

Fund5.75%

Cat. Avg.7.98%

Fund7.28%

Cat. Avg.10.22%

Fund7.38%

Cat. Avg.9.78%

Fund6.48%

Cat. Avg.8.68%

10Y

FundN/A

Cat. Avg.7.60%

Fund7.05%

Cat. Avg.8.37%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.75% Power Finance Corporation Limited	DEBT	Bond/NCD	CRISIL AAA	7.55%	20.13	8.64%
2	8.33% Tata Projects Limited	DEBT	Bond/NCD	FITCH AA	8.04%	20.05	8.60%
3	8.5% Aadhar Housing Finance Limited	DEBT	Bond/NCD	ICRA AA	8.17%	19.99	8.58%
4	8.35% Aditya Birla Real Estate Limited	DEBT	Bond/NCD	CRISIL AA	8.35%	19.98	8.57%
5	7.99% CEAT Limited	DEBT	Bond/NCD	FITCH AA	8.12%	19.96	8.56%
6	7.51% Tata Housing Development Company Limited	DEBT	Bond/NCD	CARE AA	8.06%	19.73	8.46%
7	7.9% Truhome Finance Limited	DEBT	Bond/NCD	FITCH AA	8.55%	19.72	8.46%
8	7.68% Godrej Seeds & Genetics Limited	DEBT	Bond/NCD	CRISIL AA	8.52%	19.67	8.44%
9	Triparty Repo TRP_020426_VAL	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo	6.15%	18.06	7.75%
10	8.52% Muthoot Finance Limited	DEBT	Bond/NCD	CRISIL AA	8.30%	15.06	6.46%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61911	+3.2%	+6.7%
2Y	07 Aug, 24	1.20 L.	1.28 L.	+6.7%	+6.8%
3Y	07 Aug, 23	1.80 L.	2.00 L.	+11.0%	+7.2%
5Y	09 Aug, 21	3 L.	3.57 L.	+19.0%	+7.1%
SI	07 Mar, 17	5.65 L.	7.85 L.	+39.0%	+6.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.06 L.	+5.7%	+5.8%
2Y	16 Jul, 24	1 L.	1.15 L.	+15.1%	+7.3%
3Y	17 Jul, 23	1 L.	1.24 L.	+23.7%	+7.3%
5Y	16 Jul, 21	1 L.	1.37 L.	+36.9%	+6.5%
SI	06 Mar, 17	1 L.	1.89 L.	+89.4%	+7.1%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.